@prefix cc: <http://creativecommons.org/ns#> .
@prefix dc: <http://purl.org/dc/elements/1.1/> .
@prefix dcterms: <http://purl.org/dc/terms/> .
@prefix dsv: <http://purl.org/iso25964/DataSet/Versioning#> .
@prefix foaf: <http://xmlns.com/foaf/0.1/> .
@prefix gbv: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix stw: <http://zbw.eu/stw/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .

<http://zbw.eu/stw> dcterms:issued "2025-12-16"^^xsd:date ;
	dcterms:title "STW Thesaurus for Economics"@en, "Standard-Thesaurus Wirtschaft"@de ;
	owl:versionInfo "9.20" ;
	skos:prefLabel "STW Thesaurus for Economics"@en, "Standard-Thesaurus Wirtschaft"@de .
<http://zbw.eu/stw/descriptor/18673-1> gbv:gvkppn "091367700"^^xsd:string ;
	a skos:Concept, zbwext:Descriptor ;
	rdfs:isDefinedBy <http://zbw.eu/stw/descriptor/18673-1/about> ;
	skos:altLabel "Hawala"@de, "Informal credit"@en, "Informal financial market"@en, "Informal lending"@en, "Informeller Finanzmarkt"@de, "Informeller Kapitalmarkt"@de, "Limited service bank"@en, "Rotating savings and credit association"@en, "Rotierende Sparvereine"@de, "Schattenbank"@de, "Shadow bank"@en, "Shadow banking"@en, "Tontine"@en ;
	skos:broadMatch <https://d-nb.info/gnd/4029578-3> ;
	skos:broader <http://zbw.eu/stw/descriptor/10501-0>, <http://zbw.eu/stw/descriptor/18671-5>, <http://zbw.eu/stw/thsys/194915>, <http://zbw.eu/stw/thsys/70905> ;
	skos:exactMatch <http://www.wikidata.org/entity/Q57774254>, <https://d-nb.info/gnd/123336913X> ;
	skos:inScheme <http://zbw.eu/stw> ;
	skos:narrowMatch <https://d-nb.info/gnd/7597569-5>, <https://d-nb.info/gnd/7657777-6> ;
	skos:prefLabel "Informal finance"@en, "Informeller Finanzsektor"@de ;
	skos:related <http://zbw.eu/stw/descriptor/19273-5>, <http://zbw.eu/stw/descriptor/20553-3>, <http://zbw.eu/stw/descriptor/24624-0>, <http://zbw.eu/stw/descriptor/29840-4> ;
	foaf:page <http://to.delete.org/>, <https://www.econbiz.de/subject/Informal%2Bfinance/>, <https://www.econbiz.de/thema/Informeller%2BFinanzsektor/> ;
	zbwext:indexedItem <http://to.delete.org/>, <https://www.econbiz.de/subject/Informal%2Bfinance/>, <https://www.econbiz.de/thema/Informeller%2BFinanzsektor/> .
<https://www.econbiz.de/subject/Informal%2Bfinance/> dcterms:subject <http://zbw.eu/stw/descriptor/18673-1> .
<https://www.econbiz.de/thema/Informeller%2BFinanzsektor/> dcterms:subject <http://zbw.eu/stw/descriptor/18673-1> .