@prefix cc: <http://creativecommons.org/ns#> .
@prefix dc: <http://purl.org/dc/elements/1.1/> .
@prefix dcterms: <http://purl.org/dc/terms/> .
@prefix dsv: <http://purl.org/iso25964/DataSet/Versioning#> .
@prefix foaf: <http://xmlns.com/foaf/0.1/> .
@prefix gbv: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix stw: <http://zbw.eu/stw/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .

_:rdfaC38D9DD8DAA211F0BD3B5634D855EBB4node0000 rdf:value "F\u00FCr das Spargesch\u00E4ft von Kreditinstituten"@de ;
	rdfs:seeAlso <http://zbw.eu/stw/descriptor/13784-3> .
<http://zbw.eu/stw> dcterms:issued "2025-12-16"^^xsd:date ;
	dcterms:title "STW Thesaurus for Economics"@en, "Standard-Thesaurus Wirtschaft"@de ;
	owl:versionInfo "9.20" ;
	skos:prefLabel "STW Thesaurus for Economics"@en, "Standard-Thesaurus Wirtschaft"@de .
<http://zbw.eu/stw/descriptor/10020-2> gbv:gvkppn "091390680"^^xsd:string ;
	a skos:Concept, zbwext:Descriptor ;
	rdfs:isDefinedBy <http://zbw.eu/stw/descriptor/10020-2/about> ;
	skos:altLabel "Aggregate saving"@en, "Ersparnis"@de, "Gesamtwirtschaftliches Sparen"@de, "National saving"@en, "National savings"@en, "Saving"@en, "Sparverhalten"@de ;
	skos:broader <http://zbw.eu/stw/thsys/70493>, <http://zbw.eu/stw/thsys/71112> ;
	skos:closeMatch <https://d-nb.info/gnd/4117358-2> ;
	skos:exactMatch <http://aims.fao.org/aos/agrovoc/c_6826>, <http://dbpedia.org/resource/Saving>, <http://eurovoc.europa.eu/834>, <http://www.wikidata.org/entity/Q319622>, <https://d-nb.info/gnd/4056023-5>, <https://data.gesis.org/thesoz/concept_10058660> ;
	skos:inScheme <http://zbw.eu/stw> ;
	skos:narrowMatch <https://d-nb.info/gnd/4116554-8>, <https://d-nb.info/gnd/4124211-7>, <https://d-nb.info/gnd/4180199-4>, <https://d-nb.info/gnd/4191197-0> ;
	skos:narrower <http://zbw.eu/stw/descriptor/29678-1> ;
	skos:note _:rdfaC38D9DD8DAA211F0BD3B5634D855EBB4node0000 ;
	skos:prefLabel "Savings"@en, "Sparen"@de ;
	skos:related <http://zbw.eu/stw/descriptor/10285-1>, <http://zbw.eu/stw/descriptor/11571-2>, <http://zbw.eu/stw/descriptor/12280-1>, <http://zbw.eu/stw/descriptor/13784-3> ;
	skos:relatedMatch <https://d-nb.info/gnd/4182107-5>, <https://d-nb.info/gnd/4196820-7>, <https://data.gesis.org/thesoz/concept_10042056> ;
	foaf:page <http://to.delete.org/>, <https://www.econbiz.de/subject/Savings/>, <https://www.econbiz.de/thema/Sparen/> ;
	zbwext:indexedItem <http://to.delete.org/>, <https://www.econbiz.de/subject/Savings/>, <https://www.econbiz.de/thema/Sparen/> ;
	zbwext:useInsteadNote _:rdfaC38D9DD8DAA211F0BD3B5634D855EBB4node0000 .
<https://www.econbiz.de/subject/Savings/> dcterms:subject <http://zbw.eu/stw/descriptor/10020-2> .
<https://www.econbiz.de/thema/Sparen/> dcterms:subject <http://zbw.eu/stw/descriptor/10020-2> .