@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix dc: <http://purl.org/dc/terms/> .

<http://zbw.eu/stw/descriptor/30485-2>
  rdfs:label "Kryptowerte"@de, "Crypto assets"@en, "Krypto-Assets"@de, "Crypto-assets"@en ;
  skos:prefLabel "Kryptowerte"@de, "Crypto assets"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:closeMatch
  rdfs:subPropertyOf skos:mappingRelation ;
  skos:definition "skos:closeMatch is used to link two concepts that are sufficiently similar that they can be used interchangeably in some information retrieval applications. In order to avoid the possibility of \"compound errors\" when combining mappings across more than two concept schemes, skos:closeMatch is not declared to be a transitive property."@en ;
  rdfs:label "has close match"@en .

<http://zbw.eu/stw/thsys/70901>
  rdfs:label "W.14.02  Investment funds"@en, "W.14.02  Investmentfonds"@de, "Investment funds"@en, "Investmentfonds"@de ;
  skos:prefLabel "W.14.02  Investment funds"@en, "W.14.02  Investmentfonds"@de ;
  skos:notation "W.14.02" ;
  skos:broader <http://zbw.eu/stw/thsys/70905> ;
  a zbwext:Thsys, skos:Concept .

<http://zbw.eu/stw/descriptor/18672-3>
  rdfs:label "Kreditkartengesellschaft"@de, "Credit card industry"@en, "Kreditkartenorganisation"@de ;
  skos:prefLabel "Kreditkartengesellschaft"@de, "Credit card industry"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/13690-5>
  rdfs:label "Finanzsystem"@de, "Financial system"@en, "Banking system"@en, "Bankensystem"@de ;
  skos:prefLabel "Finanzsystem"@de, "Financial system"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/13281-1>
  skos:broader <http://zbw.eu/stw/thsys/70905> ;
  rdfs:label "Pfandkredit"@de, "Pawnshop"@en, "Leihhaus"@de, "Pfandleihe"@de, "Pawnbroking"@en ;
  skos:prefLabel "Leihhaus"@de, "Pawnshop"@en ;
  a zbwext:Descriptor, skos:Concept .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/beta/external_identifiers/jel#G20>
  rdfs:label "G20 - Finanzinstitutionen und -dienstleistungen: Allgemeines"@de, "G20 - Financial Institutions and Services: General"@en, "Financial Institutions and Services: General"@en, "Finanzinstitutionen und -dienstleistungen: Allgemeines"@de ;
  skos:prefLabel "G20 - Finanzinstitutionen und -dienstleistungen: Allgemeines"@de, "G20 - Financial Institutions and Services: General"@en ;
  skos:closeMatch <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/11414-4>
  rdfs:label "Non-bank financial intermediation"@en, "Financial intermediation"@en, "Finanzintermediär"@de, "Finanzmittler"@de, "Finanzintermediation"@de, "Financial intermediary"@en ;
  skos:prefLabel "Financial intermediation"@en, "Finanzintermediation"@de ;
  a skos:Concept, zbwext:Descriptor ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/20553-3>
  skos:prefLabel "Microfinance"@en, "Mikrofinanzierung"@de ;
  rdfs:label "Microfinance institution"@en, "Microcredit"@en, "Micro-financing"@en, "Mikrofinanzinstitution"@de, "Mikrofinanzierung"@de, "Kleinkredit"@de, "Mikrokreditprogramm"@de, "Mikrokredit"@de, "Microfinance"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:notation
  skos:definition "A notation, also known as classification code, is a string of characters such as \"T58.5\" or \"303.4833\" used to uniquely identify a concept within the scope of a given concept scheme."@en ;
  rdfs:label "notation"@en .

zbwext:Thsys
  rdfs:label "Thsys"@en ;
  a owl:Class .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/18671-5>
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Finanzindustrie"@de, "Financial industry"@en, "Allfinanz"@de, "Finanzsektor"@de, "Financial sector"@en ;
  skos:prefLabel "Finanzsektor"@de, "Financial sector"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/beta/external_identifiers/jel#G21>
  rdfs:label "Micro Finance Institutions"@en, "Hypotheken"@de, "G21 - Banken; Kreditinstitute; Einlagennehmende Institute; Mikrofinanz-Institutionen; Hypotheken"@de, "Einlagennehmende Institute"@de, "Mikrofinanz-Institutionen"@de, "G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages"@en, "Mortgages"@en, "Banks"@en, "Depository Institutions"@en, "Banken"@de, "Kreditinstitute"@de ;
  skos:prefLabel "G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages"@en, "G21 - Banken; Kreditinstitute; Einlagennehmende Institute; Mikrofinanz-Institutionen; Hypotheken"@de ;
  skos:closeMatch <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30224-2>
  rdfs:label "Open banking"@en, "Open Banking"@de, "API-Banking"@de ;
  skos:prefLabel "Open banking"@en, "Open Banking"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18085-4>
  rdfs:label "Finanzdienstleistung"@de, "Financial services"@en, "Finanz-Service"@de ;
  skos:prefLabel "Finanzdienstleistung"@de, "Financial services"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30577-4>
  rdfs:label "Kryptoökonomie"@de, "Cryptoeconomics"@en ;
  skos:prefLabel "Kryptoökonomie"@de, "Cryptoeconomics"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://zbw.eu/stw/descriptor/19273-5>
  skos:prefLabel "Ländliches Finanzsystem"@de, "Rural financial sector"@en ;
  rdfs:label "Ländlicher Finanzmarkt"@de, "Rural financial sector"@en, "Rural financial market"@en, "Ländlicher Kapitalmarkt"@de, "Ländliches Finanzsystem"@de ;
  skos:broader <http://zbw.eu/stw/thsys/70905> ;
  a skos:Concept, zbwext:Descriptor .

<http://zbw.eu/stw/thsys/70904>
  skos:prefLabel "W.14.01  Banken"@de, "W.14.01  Banking industry"@en ;
  skos:notation "W.14.01" ;
  rdfs:label "W.14.01  Banking industry"@en, "Banking industry"@en, "Banken"@de, "W.14.01  Banken"@de ;
  a zbwext:Thsys, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/beta/external_identifiers/jel#G28>
  rdfs:label "G28 - Financial Institutions and Services: Government Policy and Regulation"@en, "G28 - Finanzinstitutionen und -dienstleistungen: Regierungspolitik und Regulierung"@de, "Financial Institutions and Services: Government Policy and Regulation"@en, "Finanzinstitutionen und -dienstleistungen: Regierungspolitik und Regulierung"@de ;
  skos:prefLabel "G28 - Financial Institutions and Services: Government Policy and Regulation"@en, "G28 - Finanzinstitutionen und -dienstleistungen: Regierungspolitik und Regulierung"@de ;
  skos:closeMatch <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18759-5>
  rdfs:label "Leasinggesellschaft"@de, "Leasing industry"@en ;
  skos:prefLabel "Leasinggesellschaft"@de, "Leasing industry"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/29840-4>
  rdfs:label "Financial exclusion"@en, "Finanzielle Inklusion"@de, "Financial inclusion"@en ;
  skos:prefLabel "Finanzielle Inklusion"@de, "Financial inclusion"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/19272-0>
  rdfs:label "Regional credit market"@en, "Regionaler Kapitalmarkt"@de, "Regionaler Finanzsektor"@de, "Regionaler Finanzmarkt"@de, "Regional financial market"@en, "Regional financial sector"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:prefLabel "Regionaler Finanzsektor"@de, "Regional financial sector"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30173-0>
  rdfs:label "Finanztechnologie"@de, "Financial technology"@en, "FinTech"@en ;
  skos:prefLabel "Finanztechnologie"@de, "Financial technology"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30143-2>
  rdfs:label "Stablecoin"@en, "Virtuelle Währung"@de, "Digital currency"@en, "Digitale Währung"@de, "Virtual currency"@en, "Cryptocurrency"@en, "Bitcoin"@de, "Kryptowährung"@de ;
  skos:prefLabel "Virtual currency"@en, "Virtuelle Währung"@de ;
  a skos:Concept, zbwext:Descriptor ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30389-5>
  rdfs:label "Financial development"@en, "Financial Development"@de, "Finanzsektorenentwicklung"@de ;
  skos:prefLabel "Financial development"@en, "Financial Development"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/beta/external_identifiers/jel#G23>
  rdfs:label "Institutionelle Anleger"@de, "Non-bank Financial Institutions"@en, "Financial Instruments"@en, "G23 - Geldinstitute (außer Banken); Finanzinstrumente; Institutionelle Anleger"@de, "Finanzinstrumente"@de, "Institutional Investors"@en, "G23 - Non-bank Financial Institutions; Financial Instruments; Institutional Investors"@en, "Geldinstitute (außer Banken)"@de ;
  skos:prefLabel "G23 - Non-bank Financial Institutions; Financial Instruments; Institutional Investors"@en, "G23 - Geldinstitute (außer Banken); Finanzinstrumente; Institutionelle Anleger"@de ;
  skos:closeMatch <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/thsys/70905>
  skos:narrower <http://zbw.eu/stw/descriptor/30485-2>, <http://zbw.eu/stw/descriptor/11414-4>, <http://zbw.eu/stw/descriptor/18759-5>, <http://zbw.eu/stw/descriptor/18085-4>, <http://zbw.eu/stw/descriptor/30461-2>, <http://zbw.eu/stw/descriptor/30224-2>, <http://zbw.eu/stw/descriptor/30473-2>, <http://zbw.eu/stw/descriptor/30580-1>, <http://zbw.eu/stw/descriptor/30577-4>, <http://zbw.eu/stw/thsys/70901>, <http://zbw.eu/stw/descriptor/20553-3>, <http://zbw.eu/stw/descriptor/30389-5>, <http://zbw.eu/stw/descriptor/18672-3>, <http://zbw.eu/stw/descriptor/19272-0>, <http://zbw.eu/stw/descriptor/18673-1>, <http://zbw.eu/stw/descriptor/30173-0>, <http://zbw.eu/stw/descriptor/30597-5>, <http://zbw.eu/stw/thsys/70900>, <http://zbw.eu/stw/descriptor/29840-4>, <http://zbw.eu/stw/descriptor/13690-5>, <http://zbw.eu/stw/descriptor/18177-6>, <http://zbw.eu/stw/descriptor/13281-1>, <http://zbw.eu/stw/descriptor/13723-2>, <http://zbw.eu/stw/descriptor/18671-5>, <http://zbw.eu/stw/thsys/70904>, <http://zbw.eu/stw/descriptor/19273-5>, <http://zbw.eu/stw/descriptor/30143-2> ;
  skos:closeMatch <http://zbw.eu/beta/external_identifiers/jel#G28>, <http://zbw.eu/beta/external_identifiers/jel#G20>, <http://zbw.eu/beta/external_identifiers/jel#G23>, <http://zbw.eu/beta/external_identifiers/jel#G29>, <http://zbw.eu/beta/external_identifiers/jel#G21> ;
  skos:broader <http://zbw.eu/stw/thsys/w> ;
  skos:prefLabel "W.14  Finanzsektor"@de, "W.14  Financial sector"@en ;
  skos:inScheme <http://zbw.eu/stw> ;
  rdfs:label "Finanzsektor"@de, "W.14  Finanzsektor"@de, "W.14  Financial sector"@en, "Financial sector"@en ;
  dc:isPartOf <http://zbw.eu/stw> ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "W.14" .

<http://zbw.eu/stw/descriptor/18673-1>
  rdfs:label "Informal financial market"@en, "Informal credit"@en, "Rotierende Sparvereine"@de, "Schattenbank"@de, "Informal lending"@en, "Hawala"@de, "Informeller Finanzmarkt"@de, "Informal finance"@en, "Informeller Kapitalmarkt"@de, "Limited service bank"@en, "Shadow bank"@en, "Shadow banking"@en, "Rotating savings and credit association"@en, "Informeller Finanzsektor"@de, "Tontine"@en ;
  skos:prefLabel "Informeller Finanzsektor"@de, "Informal finance"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30473-2>
  rdfs:label "Financial institution"@en, "Non-bank financial institution"@en, "Non-bank"@en, "Nonbank bank"@en, "Nichtbank"@de, "International financial institution"@en, "Nonbank"@en, "Finanzunternehmen"@de, "Internationale Finanzinstitution"@de ;
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Finanzunternehmen"@de, "Financial institution"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30580-1>
  rdfs:label "WealthTech"@en, "Robo-Advisor"@de, "Robo-Advice"@de, "Robo advice"@en, "Robo advisor"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70905> ;
  skos:prefLabel "Robo advice"@en, "Robo-Advice"@de ;
  a zbwext:Descriptor, skos:Concept .

<http://zbw.eu/beta/external_identifiers/jel#G29>
  rdfs:label "G29 - Financial Institutions and Services: Other"@en, "G29 - Finanzinstitutionen und -dienstleistungen: Sonstiges"@de, "Financial Institutions and Services: Other"@en, "Finanzinstitutionen und -dienstleistungen: Sonstiges"@de ;
  skos:prefLabel "G29 - Financial Institutions and Services: Other"@en, "G29 - Finanzinstitutionen und -dienstleistungen: Sonstiges"@de ;
  skos:closeMatch <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/13723-2>
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Financial market"@en, "Kapitalmarkt"@de, "Asset market"@en, "Capital market"@en, "Finanzmärkte"@de, "Finanzmarkt"@de, "Financial asset market"@en ;
  skos:prefLabel "Finanzmarkt"@de, "Financial market"@en ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30597-5>
  rdfs:label "Non-financial corporation"@en, "Nicht-finanzielle Kapitalgesellschaft"@de, "Nicht-finanzielle Unternehmen"@de ;
  skos:prefLabel "Non-financial corporation"@en, "Nicht-finanzielle Kapitalgesellschaft"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/30461-2>
  rdfs:label "Decentralized finance"@en, "Decentralized Finance"@de, "DeFi"@en ;
  skos:prefLabel "Decentralized finance"@en, "Decentralized Finance"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/thsys/70900>
  rdfs:label "Financial products"@en, "Finanzprodukte"@de, "W.14.03  Finanzprodukte"@de, "W.14.03  Financial products"@en ;
  a skos:Concept, zbwext:Thsys ;
  skos:prefLabel "W.14.03  Financial products"@en, "W.14.03  Finanzprodukte"@de ;
  skos:broader <http://zbw.eu/stw/thsys/70905> ;
  skos:notation "W.14.03" .

<http://zbw.eu/stw/thsys/w>
  skos:prefLabel "W  Wirtschaftssektoren"@de, "W  Economic sectors"@en ;
  rdfs:label "W  Economic sectors"@en, "Economic sectors"@en, "Wirtschaftssektoren"@de, "W  Wirtschaftssektoren"@de ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "W" ;
  skos:narrower <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18177-6>
  rdfs:label "Takaful insurance"@en, "Islamic banking"@en, "Islamische Versicherung"@de, "Islamisches Finanzsystem"@de, "Islamic finance"@en, "Islamic bank"@en, "Islamic insurance"@en, "Islamische Bank"@de ;
  skos:prefLabel "Islamisches Finanzsystem"@de, "Islamic finance"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

