@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .

<http://zbw.eu/stw/descriptor/13807-3>
  rdfs:label "Zahlungsverkehr"@de, "Payment transactions"@en, "Payments"@en, "Non-cash payments"@en ;
  skos:prefLabel "Zahlungsverkehr"@de, "Payment transactions"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/30539-5> .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

wd:Q1912682
  rdfs:label "payment method"@en, "payment type"@en, "payment options"@en, "methods of payment"@en, "Zahlungsmethode"@de ;
  skos:prefLabel "payment method"@en, "Zahlungsmethode"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/30539-5> .

gnd:1099507774
  rdfs:label "Zahlungsverfahren"@de, "Zahlungssystem"@de, "Bezahlverfahren"@de ;
  skos:prefLabel "Zahlungsverfahren"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/30539-5> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/18022-0>
  rdfs:label "Electronic money"@en, "Elektronisches Geld"@de, "E-Geld"@de, "M-payment"@en, "Electronic payment"@en, "E-payment"@en, "Mobiles Zahlungssystem"@de, "Elektronisches Zahlungsmittel"@de, "Elektronisches Zahlungssystem"@de, "Online payment"@en, "Mobile payment"@en, "Digital payment"@en, "Digital cash"@en, "Digital money"@en, "Mobile money"@en, "Internet-Zahlungsverkehr"@de, "Electronic cash"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Electronic payment"@en, "Elektronisches Zahlungsmittel"@de ;
  skos:broader <http://zbw.eu/stw/descriptor/30539-5> .

<http://zbw.eu/stw/thsys/187370>
  skos:prefLabel "V.05.01  Money and monetary system"@en, "V.05.01  Geld und Währungssystem"@de ;
  rdfs:label "Geld und Währungssystem"@de, "Money and monetary system"@en, "V.05.01  Money and monetary system"@en, "V.05.01  Geld und Währungssystem"@de ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/30539-5> ;
  skos:notation "V.05.01" .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

<http://zbw.eu/stw/descriptor/30539-5>
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Payment method"@en, "Zahlungsmethode"@de ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:altLabel "Payment system"@en, "Zahlungssystem"@de, "Zahlungsverfahren"@de, "Bezahlverfahren"@de ;
  rdfs:label "Payment method"@en, "Zahlungsverfahren"@de, "Zahlungsmethode"@de, "Payment system"@en, "Zahlungssystem"@de, "Bezahlverfahren"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/18022-0> ;
  skos:exactMatch gnd:1099507774, wd:Q1912682 ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:scopeNote "A procedure or technology that enables businesses and customers to process payment transactions."@en, "Ein Verfahren oder eine Technologie, die es Unternehmen und Verbrauchern ermöglicht, Transaktionen abzuwickeln."@de ;
  skos:broader <http://zbw.eu/stw/thsys/187370> ;
  skos:related <http://zbw.eu/stw/descriptor/13807-3> ;
  ns0:gvkppn "1905679491" .

skos:scopeNote
  rdfs:subPropertyOf skos:note ;
  skos:definition "A note that helps to clarify the meaning and/or the use of a concept."@en ;
  rdfs:label "scope note"@en .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .