@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/thsys/70892>
  rdfs:label "Insurance industry"@en, "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de, "Versicherungswirtschaft"@de ;
  skos:prefLabel "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de ;
  skos:notation "W.16" ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/29706-1> .

gnd:7860903-3
  rdfs:label "Microinsurance"@de, "Kleinstversicherung"@de, "Mikroversicherung"@de ;
  skos:prefLabel "Mikroversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/29706-1> .

wd:Q932143
  rdfs:label "microinsurance"@en, "Mikroversicherung"@de ;
  skos:prefLabel "microinsurance"@en, "Mikroversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/29706-1> .

<http://zbw.eu/stw/descriptor/20553-3>
  skos:prefLabel "Microfinance"@en, "Mikrofinanzierung"@de ;
  rdfs:label "Microfinance institution"@en, "Microcredit"@en, "Micro-financing"@en, "Mikrofinanzinstitution"@de, "Mikrofinanzierung"@de, "Kleinkredit"@de, "Mikrokreditprogramm"@de, "Mikrokredit"@de, "Microfinance"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:narrower <http://zbw.eu/stw/descriptor/29706-1> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://dbpedia.org/resource/Microinsurance>
  rdfs:label "Mikroversicherung"@de, "Microinsurance"@en ;
  skos:prefLabel "Mikroversicherung"@de, "Microinsurance"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/29706-1> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/29706-1>
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Microinsurance"@en, "Mikroversicherung"@de ;
  skos:broader <http://zbw.eu/stw/descriptor/13828-2>, <http://zbw.eu/stw/descriptor/20553-3>, <http://zbw.eu/stw/thsys/70892> ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:exactMatch gnd:7860903-3, <http://dbpedia.org/resource/Microinsurance>, wd:Q932143 ;
  skos:prefLabel "Mikroversicherung"@de, "Microinsurance"@en ;
  ns0:gvkppn "742274918" .

<http://zbw.eu/stw/descriptor/13828-2>
  rdfs:label "Insurance company"@en, "Versicherungswesen"@de, "Insurance"@en, "Versicherungsunternehmen"@de, "Versicherung"@de, "Assekuranz"@de, "Insurance industry"@en, "Versicherungswirtschaft"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/29706-1> ;
  skos:prefLabel "Versicherung"@de, "Insurance"@en ;
  a skos:Concept, zbwext:Descriptor .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .