@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/stw/descriptor/29626-6>
  a skos:Concept, zbwext:Descriptor ;
  skos:related <http://zbw.eu/stw/descriptor/13775-4> ;
  skos:prefLabel "Mortgage rate"@en, "Hypothekenzins"@de ;
  rdfs:label "Mortgage rate"@en, "Hypothekenzins"@de ;
  skos:relatedMatch wd:Q184260, <http://dbpedia.org/resource/Hypothec> ;
  skos:exactMatch gnd:4161151-2 ;
  skos:broader <http://zbw.eu/stw/descriptor/29625-1>, <http://zbw.eu/stw/thsys/70455> ;
  ns0:gvkppn "742092194" ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:inScheme <http://zbw.eu/stw> .

<http://dbpedia.org/resource/Hypothec>
  rdfs:label "Hypothec"@en, "Hypothek"@de ;
  skos:prefLabel "Hypothec"@en, "Hypothek"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/29626-6> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

wd:Q184260
  skos:prefLabel "hypothec"@en, "Hypothek"@de ;
  rdfs:label "Adjustable Rate Mortgage"@de, "mortgage"@en, "Hypozins"@de, "Eigentümerhypothek"@de, "Höchstbetragshypothek"@de, "Hypothekenbrief"@de, "hypothec"@en, "Hypothekenzins"@de, "Briefhypothek"@de, "Hypothek"@de, "Verkehrshypothek"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/29626-6> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/13775-4>
  a zbwext:Descriptor, skos:Concept ;
  rdfs:label "Hypothekarkredit"@de, "Mortgage"@en, "Grundpfandrecht"@de, "Grundpfandkredit"@de, "Hypothek"@de, "Realkredit"@de, "Grundschuld"@de, "Real estate loan"@en, "Immobiliarkredit"@de, "Grundkredit"@de ;
  skos:prefLabel "Hypothek"@de, "Mortgage"@en ;
  skos:related <http://zbw.eu/stw/descriptor/29626-6> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

gnd:4161151-2
  rdfs:label "Hypothekarzins"@de, "Hypozins"@de, "Hypothekenzins"@de ;
  skos:prefLabel "Hypothekenzins"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/29626-6> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

<http://zbw.eu/stw/thsys/70455>
  skos:notation "V.05.02" ;
  skos:narrower <http://zbw.eu/stw/descriptor/29626-6> ;
  a zbwext:Thsys, skos:Concept ;
  rdfs:label "Zins"@de, "V.05.02  Interest rate"@en, "Interest rate"@en, "V.05.02  Zins"@de ;
  skos:prefLabel "V.05.02  Zins"@de, "V.05.02  Interest rate"@en .

<http://zbw.eu/stw/descriptor/29625-1>
  skos:prefLabel "Loan rate"@en, "Kreditzins"@de ;
  rdfs:label "Kreditzins"@de, "Sollzins"@de, "Effektivzins"@de, "Prime rate"@en, "Effective interest rate"@en, "Lending rate"@en, "Loan rate"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/29626-6> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .