@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

wd:Q170924
  rdfs:label "Nominalzins"@de, "Nominalzinssatz"@de, "Kreditzins"@de, "Schuldzinsen"@de, "Nominaler Zinssatz"@de, "Zinsen"@de, "Schuldzins"@de, "Bankzinsen"@de, "interest"@en, "Sollverzinsung"@de, "Zins"@de ;
  skos:narrowMatch <http://zbw.eu/stw/descriptor/29625-1> ;
  skos:prefLabel "interest"@en, "Zins"@de .

<http://zbw.eu/stw/descriptor/10135-6>
  rdfs:label "Zins"@de, "Interest rate"@en, "Zinssatz"@de, "Verzinsung"@de ;
  skos:prefLabel "Zins"@de, "Interest rate"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/29625-1> .

<http://zbw.eu/stw/descriptor/13776-2>
  rdfs:label "Kreditvergabe von Banken"@de, "Bankkredit"@de, "Kreditpolitik der Banken"@de, "Kreditgeschäft"@de, "Bank lending"@en ;
  skos:related <http://zbw.eu/stw/descriptor/29625-1> ;
  skos:prefLabel "Kreditgeschäft"@de, "Bank lending"@en ;
  a skos:Concept, zbwext:Descriptor .

<http://zbw.eu/stw/descriptor/12251-1>
  rdfs:label "Kredit"@de, "Credit"@en, "Loan"@en, "Darlehen"@de ;
  skos:prefLabel "Kredit"@de, "Credit"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/29625-1> .

gnd:4232317-4
  rdfs:label "Schuldzins"@de, "Schuldzinsen"@de, "Zinsaufwand"@de, "Zinsaufwendungen"@de, "Verbindlichkeiten / Zins"@de, "Schulden / Zins"@de, "Fremdkapitalzinsen"@de ;
  skos:prefLabel "Schuldzins"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/29625-1> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

gnd:4113377-8
  rdfs:label "Effektivverzinsung"@de, "Effektive Verzinsung"@de, "Effektivzinssatz"@de, "Effektiver Zins"@de, "Effektiver Zinssatz"@de, "Effektivzins"@de ;
  skos:prefLabel "Effektivverzinsung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/29625-1> .

<http://zbw.eu/stw/descriptor/29627-4>
  rdfs:label "Nominalzins"@de, "Nominal interest rate"@en ;
  skos:prefLabel "Nominalzins"@de, "Nominal interest rate"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/29625-1> .

<http://zbw.eu/stw/thsys/70455>
  skos:notation "V.05.02" ;
  a zbwext:Thsys, skos:Concept ;
  rdfs:label "Zins"@de, "V.05.02  Interest rate"@en, "Interest rate"@en, "V.05.02  Zins"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/29625-1> ;
  skos:prefLabel "V.05.02  Zins"@de, "V.05.02  Interest rate"@en .

wd:Q1501526
  rdfs:label "borrowing rate"@en, "Nominalzins"@de, "Sollzins"@de ;
  skos:prefLabel "borrowing rate"@en, "Sollzins"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/29625-1> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/stw/descriptor/29626-6>
  rdfs:label "Mortgage rate"@en, "Hypothekenzins"@de ;
  skos:prefLabel "Mortgage rate"@en, "Hypothekenzins"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/29625-1> .

skos:broadMatch
  rdfs:subPropertyOf skos:mappingRelation, skos:broader ;
  skos:definition "skos:broadMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has broader match"@en .

<http://zbw.eu/stw/descriptor/29625-1>
  rdfs:label "Loan rate"@en, "Kreditzins"@de, "Sollzins"@de, "Effektivzins"@de, "Prime rate"@en, "Effective interest rate"@en, "Lending rate"@en ;
  skos:altLabel "Prime rate"@en, "Sollzins"@de, "Lending rate"@en, "Effective interest rate"@en, "Effektivzins"@de ;
  skos:prefLabel "Loan rate"@en, "Kreditzins"@de ;
  skos:related <http://zbw.eu/stw/descriptor/29627-4>, <http://zbw.eu/stw/descriptor/13776-2>, <http://zbw.eu/stw/descriptor/12251-1> ;
  skos:broader <http://zbw.eu/stw/descriptor/10135-6>, <http://zbw.eu/stw/thsys/70455> ;
  skos:relatedMatch gnd:4232317-4, gnd:4113377-8 ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/29626-6> ;
  ns0:gvkppn "742091821" ;
  skos:narrowMatch wd:Q1336231, wd:Q1501526 ;
  skos:broadMatch wd:Q170924 ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:inScheme <http://zbw.eu/stw> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

wd:Q1336231
  rdfs:label "Effektiver Zinssatz"@de, "AER"@en, "annual equivalent rate"@en, "effective rate"@en, "Effektivzins"@de, "Effektiver Jahreszins"@de, "effective interest rate"@en, "effective annual interest rate"@en, "Effektivzinssatz"@de, "Effektivzinsmethode"@de ;
  skos:prefLabel "effective interest rate"@en, "Effektiver Jahreszins"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/29625-1> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

