@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

<http://zbw.eu/stw/descriptor/19544-0>
  skos:prefLabel "E-commerce"@en, "Electronic Commerce"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/18712-3> ;
  rdfs:label "E-business"@en, "Electronic Commerce"@de, "E-Business"@de, "Electronic business"@en, "Electronic commerce"@en, "E-commerce"@en ;
  a zbwext:Descriptor, skos:Concept .

<http://zbw.eu/stw/thsys/71036>
  rdfs:label "Corporate information systems"@en, "Betriebliche Anwendungssysteme"@de, "B.09.03  Corporate information systems"@en, "B.09.03  Betriebliche Anwendungssysteme"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/18712-3> ;
  skos:prefLabel "B.09.03  Betriebliche Anwendungssysteme"@de, "B.09.03  Corporate information systems"@en ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "B.09.03" .

gnd:4304368-9
  rdfs:label "Tele-Banking"@de, "Telebanking"@de ;
  skos:prefLabel "Telebanking"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

gnd:4202584-9
  rdfs:label "Electronic Banking"@de ;
  skos:prefLabel "Electronic Banking"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/18712-3> .

<http://dbpedia.org/resource/Online_banking>
  rdfs:label "Electronic Banking"@de, "Online banking"@en ;
  skos:prefLabel "Electronic Banking"@de, "Online banking"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/18712-3> .

<http://zbw.eu/stw/descriptor/24665-0>
  rdfs:label "Direktbank"@de, "Direct bank"@en ;
  skos:prefLabel "Direktbank"@de, "Direct bank"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/18712-3> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

gnd:4456667-0
  rdfs:label "Direct Banking"@de, "Direktbanking"@de, "Direct-Banking"@de, "Directbanking"@de ;
  skos:prefLabel "Direct Banking"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

<https://data.gesis.org/thesoz/concept_10037644>
  rdfs:label "Point-of-Sale-Banking"@de, "telebanking"@en, "Home Banking"@de, "electronic banking"@en, "Telebanking"@de, "Electronic Banking"@de ;
  skos:prefLabel "electronic banking"@en, "Electronic Banking"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/18712-3> .

zbwext:altLabelRelated
  skos:definition """Lexical label for a related term which is
    not defined as a separate concept. Intended for use with
    skos:Concept, instead of using skos:altLabel."""@en ;
  rdfs:label "altLabelRelated"@en .

gnd:4125950-6
  rdfs:label "Kassetten-Clearing-Verfahren"@de, "Bank / Kunde / Kassetten-Clearing-Verfahren"@de ;
  skos:prefLabel "Kassetten-Clearing-Verfahren"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

<http://zbw.eu/stw/descriptor/18731-6>
  a zbwext:Descriptor, skos:Concept ;
  rdfs:label "Hochfrequenzhandel"@de, "Elektronisches Handelssystem"@de, "Elektronischer Börsenhandel"@de, "Technisches Handelssystem"@de, "Automated trading"@en, "Computerbörse"@de, "Electronic trading"@en, "Electronic securities trading"@en, "High-frequency trading"@en, "Black-box trading"@en, "Electronic exchange"@en, "Echtzeit-Trading"@de, "Algorithmic trading"@en ;
  skos:prefLabel "Elektronisches Handelssystem"@de, "Electronic trading"@en ;
  skos:related <http://zbw.eu/stw/descriptor/18712-3> .

gnd:4125917-8
  rdfs:label "Magnetband-Clearing-Verfahren"@de, "Bank / Kunde / Magnetband-Clearing-Verfahren"@de ;
  skos:prefLabel "Magnetband-Clearing-Verfahren"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

<http://zbw.eu/stw/descriptor/18712-3>
  skos:narrowMatch gnd:4246785-8, gnd:4125950-6, gnd:4125917-8, gnd:4304368-9, gnd:4456667-0, gnd:4405136-0, gnd:4123397-9, gnd:4125913-0, gnd:4250290-1 ;
  rdfs:label "Digital banking"@en, "E-banking"@en, "Home banking"@en, "Online banking"@en, "Electronic banking"@en, "Electronic Banking"@de, "Internet-Banking"@de, "Mobile banking"@en, "Bankautomation"@de ;
  skos:broader <http://zbw.eu/stw/thsys/70904>, <http://zbw.eu/stw/thsys/71036>, <http://zbw.eu/stw/descriptor/19544-0> ;
  skos:altLabel "Bankautomation"@de, "E-banking"@en, "Internet-Banking"@de, "Online banking"@en, "Digital banking"@en, "Home banking"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:related <http://zbw.eu/stw/descriptor/30173-0>, <http://zbw.eu/stw/descriptor/24665-0>, <http://zbw.eu/stw/descriptor/18731-6>, <http://zbw.eu/stw/descriptor/30319-5>, <http://zbw.eu/stw/descriptor/18022-0> ;
  ns0:gvkppn "091356539" ;
  zbwext:altLabelRelated "Mobile banking"@en ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:exactMatch gnd:4202584-9, <http://eurovoc.europa.eu/3248>, <https://data.gesis.org/thesoz/concept_10037644>, wd:Q188506, <http://dbpedia.org/resource/Online_banking> ;
  skos:relatedMatch gnd:4204146-6 ;
  skos:prefLabel "Electronic Banking"@de, "Electronic banking"@en ;
  dc:isPartOf <http://zbw.eu/stw> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/thsys/70904>
  skos:prefLabel "W.14.01  Banken"@de, "W.14.01  Banking industry"@en ;
  skos:notation "W.14.01" ;
  rdfs:label "W.14.01  Banking industry"@en, "Banking industry"@en, "Banken"@de, "W.14.01  Banken"@de ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/18712-3> .

gnd:4125913-0
  rdfs:label "Disketten-Clearing-Verfahren"@de, "Kunde / Bank / Disketten-Clearing-Verfahren"@de ;
  skos:prefLabel "Disketten-Clearing-Verfahren"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/stw/descriptor/30319-5>
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Automated teller machine"@en, "Geldautomat"@de ;
  rdfs:label "Cashpoint"@en, "Automated banking machine"@en, "Bankautomat"@de, "Geldautomat"@de, "Automated teller machine"@en ;
  skos:related <http://zbw.eu/stw/descriptor/18712-3> .

gnd:4250290-1
  rdfs:label "Kontoauszugsdrucker"@de, "KAD"@de ;
  skos:prefLabel "Kontoauszugsdrucker"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

gnd:4123397-9
  rdfs:label "Home Banking"@de, "Home-Banking"@de, "Online Banking"@de, "Online-Banking"@de, "Homebanking"@de ;
  skos:prefLabel "Home Banking"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

wd:Q188506
  rdfs:label "Telefonbanking"@de, "Electronic Banking"@de, "online banking"@en, "Elektronisches Bankgeschäft"@de, "E-Banking"@de, "Online-Banking"@de, "Netbanking"@de, "Telebanking"@de, "Homebanking"@de, "Banking-Software"@de, "Internetbanking"@de, "Onlinebanking"@de, "online bank"@en, "Online Banking"@de, "E-Bank"@de, "Home-Banking"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/18712-3> ;
  skos:prefLabel "online banking"@en, "Electronic Banking"@de .

gnd:4246785-8
  rdfs:label "Automatischer Kassentresor"@de, "BBA"@de, "AKT"@de, "Beschäftigtenbedienter Banknotenautomat"@de ;
  skos:prefLabel "Automatischer Kassentresor"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

gnd:4405136-0
  rdfs:label "Telephonbanking"@de, "Telefonbanking"@de ;
  skos:prefLabel "Telefonbanking"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/18712-3> .

<http://zbw.eu/stw/descriptor/18022-0>
  rdfs:label "Electronic money"@en, "Elektronisches Geld"@de, "E-Geld"@de, "M-payment"@en, "Electronic payment"@en, "E-payment"@en, "Mobiles Zahlungssystem"@de, "Elektronisches Zahlungsmittel"@de, "Elektronisches Zahlungssystem"@de, "Online payment"@en, "Mobile payment"@en, "Digital payment"@en, "Digital cash"@en, "Digital money"@en, "Mobile money"@en, "Internet-Zahlungsverkehr"@de, "Electronic cash"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Electronic payment"@en, "Elektronisches Zahlungsmittel"@de ;
  skos:related <http://zbw.eu/stw/descriptor/18712-3> .

gnd:4204146-6
  rdfs:label "Bankenautomation"@de, "Bank / Automation"@de, "Bankautomation"@de ;
  skos:prefLabel "Bankautomation"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/18712-3> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://eurovoc.europa.eu/3248>
  skos:exactMatch <http://zbw.eu/stw/descriptor/18712-3> ;
  rdfs:label "automatic teller machine"@en, "HOBS"@en, "home banking"@en, "ATM"@en, "online banking"@en, "Telebanking"@de, "auto-bank"@en, "Selbstbedienungsbank"@de, "Banking"@de, "electronic banking"@en, "Electronic Banking"@de, "Autoschalter"@de, "internet banking"@en, "Tele-Überweisung"@de, "Geldautomat"@de, "home and office banking service"@en, "cash dispenser"@en, "automatisierte Bankdienstleistung"@de, "Homebanking"@de, "self-service bank"@en, "Tele-Konto"@de, "automatischer Bankschalter"@de ;
  skos:prefLabel "electronic banking"@en, "automatisierte Bankdienstleistung"@de .

<http://zbw.eu/stw/descriptor/30173-0>
  rdfs:label "Finanztechnologie"@de, "Financial technology"@en, "FinTech"@en ;
  skos:prefLabel "Finanztechnologie"@de, "Financial technology"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/18712-3> .