@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://zbw.eu/stw/thsys/70892>
  rdfs:label "Insurance industry"@en, "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de, "Versicherungswirtschaft"@de ;
  skos:prefLabel "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/13827-4> ;
  skos:notation "W.16" ;
  a zbwext:Thsys, skos:Concept .

gnd:4125898-8
  rdfs:label "Großschaden"@de ;
  skos:prefLabel "Großschaden"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13827-4> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

gnd:4045290-6
  rdfs:label "Personenschaden"@de ;
  skos:prefLabel "Personenschaden"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13827-4> .

gnd:4156928-3
  rdfs:label "Gesamtschadenverteilung"@de ;
  skos:prefLabel "Gesamtschadenverteilung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13827-4> .

<http://zbw.eu/stw/descriptor/13827-4>
  skos:relatedMatch gnd:4133420-6, gnd:4133428-0, gnd:4051925-9, gnd:4133424-3, gnd:4156928-3 ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrowMatch gnd:4125898-8, gnd:4045290-6, gnd:4812831-4 ;
  skos:related <http://zbw.eu/stw/descriptor/13820-4>, <http://zbw.eu/stw/descriptor/13826-6>, <http://zbw.eu/stw/descriptor/29705-3>, <http://zbw.eu/stw/descriptor/21072-0> ;
  rdfs:label "Versicherungsschaden"@de, "Schadenmanagement von Versicherungen"@de, "Schadenregulierung von Versicherungen"@de, "Insured loss"@en ;
  skos:altLabel "Schadenregulierung von Versicherungen"@de, "Schadenmanagement von Versicherungen"@de ;
  skos:broader <http://zbw.eu/stw/descriptor/19670-2>, <http://zbw.eu/stw/thsys/70892> ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:exactMatch wd:Q58037612 ;
  skos:prefLabel "Insured loss"@en, "Versicherungsschaden"@de ;
  ns0:gvkppn "091398266" .

<http://zbw.eu/stw/descriptor/13820-4>
  rdfs:label "Versicherungsbetrug"@de, "Insurance fraud"@en, "Versicherungsmissbrauch"@de ;
  skos:prefLabel "Versicherungsbetrug"@de, "Insurance fraud"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13827-4> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://zbw.eu/stw/descriptor/19670-2>
  rdfs:label "Wirtschaftlicher Schaden"@de, "Economic loss"@en, "Volkswirtschaftlicher Verlust"@de, "Volkswirtschaftlicher Schaden"@de ;
  skos:prefLabel "Wirtschaftlicher Schaden"@de, "Economic loss"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13827-4> .

gnd:4812831-4
  rdfs:label "Höchstschaden"@de ;
  skos:prefLabel "Höchstschaden"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13827-4> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/13826-6>
  rdfs:label "Versicherungstechnisches Risiko"@de, "Risikomodell"@de, "Risk model"@en, "Actuarial risk"@en, "Risk modelling"@en ;
  skos:prefLabel "Risikomodell"@de, "Risk model"@en ;
  skos:related <http://zbw.eu/stw/descriptor/13827-4> ;
  a zbwext:Descriptor, skos:Concept .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

gnd:4051925-9
  rdfs:label "Schadensberechnung"@de, "Schadensbemessung"@de, "Schadenberechnung"@de, "Schadenbemessung"@de, "Schadensquantifizierung"@de, "Schaden / Berechnung"@de ;
  skos:prefLabel "Schadensberechnung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13827-4> .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

gnd:4133420-6
  rdfs:label "Schadenbearbeitung"@de ;
  skos:prefLabel "Schadenbearbeitung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13827-4> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/29705-3>
  rdfs:label "Versicherungsleistung"@de, "Insurance benefits"@en ;
  skos:prefLabel "Versicherungsleistung"@de, "Insurance benefits"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13827-4> .

<http://zbw.eu/stw/descriptor/21072-0>
  rdfs:label "Unterversicherung"@de, "Risikodeckung in der Versicherung"@de, "Gefahrendeckung in der Versicherung"@de, "Insurance coverage"@en, "Versicherungsschutz"@de, "Uninsured risks"@en, "Versicherungsdeckung"@de, "Versicherungsgrad"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13827-4> ;
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Versicherungsschutz"@de, "Insurance coverage"@en .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

gnd:4133424-3
  rdfs:label "Schadenermittlung"@de, "Schadensermittlung"@de ;
  skos:prefLabel "Schadenermittlung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13827-4> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

gnd:4133428-0
  rdfs:label "Schadenregulierung"@de, "Schadensregulierung"@de ;
  skos:prefLabel "Schadenregulierung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13827-4> .

wd:Q58037612
  rdfs:label "insured loss"@en, "Versicherungsschaden"@de, "Schadenregulierung von Versicherungen"@de, "Schadenmanagement von Versicherungen"@de ;
  skos:prefLabel "insured loss"@en, "Versicherungsschaden"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13827-4> .

