@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://zbw.eu/stw/thsys/70892>
  rdfs:label "Insurance industry"@en, "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de, "Versicherungswirtschaft"@de ;
  skos:prefLabel "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de ;
  skos:notation "W.16" ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13826-6> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://zbw.eu/stw/descriptor/30530-2>
  rdfs:label "Longevity risk"@en, "Langlebigkeitsrisiko"@de ;
  skos:prefLabel "Longevity risk"@en, "Langlebigkeitsrisiko"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13826-6> .

<http://zbw.eu/stw/thsys/194089>
  skos:prefLabel "N.09.01.01  Business mathematics"@en, "N.09.01.01  Wirtschaftsmathematik"@de ;
  rdfs:label "N.09.01.01  Wirtschaftsmathematik"@de, "Business mathematics"@en, "N.09.01.01  Business mathematics"@en, "Wirtschaftsmathematik"@de ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "N.09.01.01" ;
  skos:narrower <http://zbw.eu/stw/descriptor/13826-6> .

<http://zbw.eu/stw/descriptor/13827-4>
  rdfs:label "Versicherungsschaden"@de, "Insured loss"@en, "Schadenregulierung von Versicherungen"@de, "Schadenmanagement von Versicherungen"@de ;
  skos:prefLabel "Versicherungsschaden"@de, "Insured loss"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13826-6> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/13826-6>
  skos:relatedMatch gnd:4565899-7 ;
  rdfs:label "Versicherungstechnisches Risiko"@de, "Risikomodell"@de, "Risk model"@en, "Actuarial risk"@en, "Risk modelling"@en ;
  skos:altLabel "Risk modelling"@en, "Actuarial risk"@en, "Versicherungstechnisches Risiko"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/30530-2> ;
  skos:broader <http://zbw.eu/stw/thsys/194089>, <http://zbw.eu/stw/descriptor/13823-5>, <http://zbw.eu/stw/thsys/70892> ;
  skos:prefLabel "Risikomodell"@de, "Risk model"@en ;
  skos:exactMatch wd:Q58036992 ;
  skos:related <http://zbw.eu/stw/descriptor/10207-0>, <http://zbw.eu/stw/descriptor/13827-4>, <http://zbw.eu/stw/descriptor/29707-6> ;
  skos:narrowMatch gnd:4202680-5, gnd:4386211-1 ;
  a zbwext:Descriptor, skos:Concept ;
  ns0:gvkppn "091398290" ;
  skos:inScheme <http://zbw.eu/stw> ;
  dc:isPartOf <http://zbw.eu/stw> .

gnd:4202680-5
  rdfs:label "Katastrophenrisiko"@de ;
  skos:prefLabel "Katastrophenrisiko"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13826-6> .

wd:Q58036992
  rdfs:label "risk model"@en, "risk modelling"@en, "actuarial risk"@en, "Risikomodell"@de, "Versicherungstechnisches Risiko"@de ;
  skos:prefLabel "risk model"@en, "Risikomodell"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13826-6> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw/descriptor/29707-6>
  skos:related <http://zbw.eu/stw/descriptor/13826-6> ;
  rdfs:label "Cat bond"@en, "Katastrophenanleihe"@de, "Catastrophe bond"@en, "Insurance-Linked Securities"@de, "Insurance-linked securities"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Insurance-Linked Securities"@de, "Insurance-linked securities"@en .

gnd:4565899-7
  rdfs:label "Versicherbarkeit"@de ;
  skos:prefLabel "Versicherbarkeit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13826-6> .

gnd:4386211-1
  rdfs:label "Änderungsrisiko"@de ;
  skos:prefLabel "Änderungsrisiko"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13826-6> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/stw/descriptor/13823-5>
  rdfs:label "Versicherungsmathematik"@de, "Actuarial mathematics"@en, "Versicherungstechnik"@de, "Actuarial practice"@en ;
  skos:prefLabel "Versicherungsmathematik"@de, "Actuarial mathematics"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13826-6> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/10207-0>
  rdfs:label "Moral hazard"@en, "Moral Hazard"@de, "Moralisches Risiko"@de ;
  skos:prefLabel "Moral hazard"@en, "Moral Hazard"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13826-6> .

