@prefix gnd: <https://d-nb.info/gnd/> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

gnd:4167345-1
  rdfs:label "Leitungswasserversicherung"@de ;
  skos:prefLabel "Leitungswasserversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://zbw.eu/stw/descriptor/13297-0>
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Schaden- und Unfallversicherung"@de, "Schadenversicherung"@de, "Property-liability insurance"@en, "Property-casualty insurance"@en, "Schadensversicherung"@de ;
  skos:prefLabel "Schadenversicherung"@de, "Property-casualty insurance"@en ;
  skos:narrower <http://zbw.eu/stw/descriptor/13816-2> .

<http://zbw.eu/stw/descriptor/13809-6>
  rdfs:label "Fire insurance"@en, "Feuerversicherung"@de, "Brandversicherung"@de ;
  skos:prefLabel "Fire insurance"@en, "Feuerversicherung"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13816-2> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

gnd:4279551-5
  rdfs:label "Ausstellungsversicherung"@de ;
  skos:prefLabel "Ausstellungsversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

wd:Q2868302
  rdfs:label "Sachversicherung"@de, "Einbruchdiebstahlversicherung"@de, "property insurance"@en, "Hausratversicherung"@de, "Glasversicherung"@de, "property damage insurance"@en, "Schadenversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13816-2> ;
  skos:prefLabel "property insurance"@en, "Schadenversicherung"@de .

gnd:4275385-5
  rdfs:label "Elektronikversicherung"@de ;
  skos:prefLabel "Elektronikversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

gnd:4121166-2
  rdfs:label "Einbruchdiebstahlversicherung"@de ;
  skos:prefLabel "Einbruchdiebstahlversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

<http://zbw.eu/stw/descriptor/29708-4>
  rdfs:label "Home insurance"@en, "Building insurance"@en, "Real estate insurance"@en, "Immobilienversicherung"@de, "Gebäudeversicherung"@de ;
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Real estate insurance"@en, "Gebäudeversicherung"@de ;
  skos:broader <http://zbw.eu/stw/descriptor/13816-2> .

gnd:4051199-6
  rdfs:label "Sachversicherung"@de ;
  skos:prefLabel "Sachversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13816-2> .

gnd:4159273-6
  rdfs:label "Haushaltsversicherung"@de, "Hausratversicherung"@de ;
  skos:prefLabel "Hausratversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/13816-2>
  skos:broader <http://zbw.eu/stw/descriptor/13297-0>, <http://zbw.eu/stw/thsys/70891> ;
  skos:narrower <http://zbw.eu/stw/descriptor/29708-4>, <http://zbw.eu/stw/descriptor/13815-4>, <http://zbw.eu/stw/descriptor/13809-6> ;
  skos:exactMatch wd:Q2868302, <http://eurovoc.europa.eu/3242>, gnd:4051199-6, <http://dbpedia.org/resource/Property_insurance> ;
  skos:narrowMatch gnd:4275385-5, gnd:4171677-2, gnd:4279552-7, gnd:4121166-2, gnd:4279551-5, gnd:4258170-9, gnd:4159273-6, gnd:4167345-1 ;
  dc:isPartOf <http://zbw.eu/stw> ;
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Hausratversicherung"@de, "Glasversicherung"@de, "Sachversicherung"@de, "Einbruchdiebstahlversicherung"@de, "Property insurance"@en ;
  ns0:gvkppn "091387515" ;
  skos:prefLabel "Property insurance"@en, "Sachversicherung"@de ;
  skos:altLabel "Glasversicherung"@de, "Hausratversicherung"@de, "Einbruchdiebstahlversicherung"@de ;
  skos:inScheme <http://zbw.eu/stw> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw/descriptor/13815-4>
  rdfs:label "Elementargefahrenversicherung"@de, "Catastrophe insurance"@en, "Hagelversicherung"@de, "Versicherung von Elementarrisiken"@de, "Elementarschadenversicherung"@de, "Natural disaster insurance"@en, "Sturmversicherung"@de ;
  skos:broader <http://zbw.eu/stw/descriptor/13816-2> ;
  a zbwext:Descriptor, skos:Concept ;
  skos:prefLabel "Natural disaster insurance"@en, "Elementarschadenversicherung"@de .

gnd:4258170-9
  rdfs:label "Allgefahrendeckung"@de, "All-risks-Versicherung"@de, "All-risk-Versicherung"@de, "Vielgefahrenversicherung"@de, "Versicherung gegen unbenannte Gefahren"@de ;
  skos:prefLabel "Allgefahrendeckung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

gnd:4171677-2
  rdfs:label "Neuwertversicherung"@de ;
  skos:prefLabel "Neuwertversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

<http://zbw.eu/stw/thsys/70891>
  skos:prefLabel "W.16.01  Versicherungssparten"@de, "W.16.01  Insurance branches"@en ;
  skos:notation "W.16.01" ;
  rdfs:label "Insurance branches"@en, "W.16.01  Versicherungssparten"@de, "W.16.01  Insurance branches"@en, "Versicherungssparten"@de ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13816-2> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

gnd:4279552-7
  rdfs:label "Wertsachenversicherung"@de ;
  skos:prefLabel "Wertsachenversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13816-2> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://dbpedia.org/resource/Property_insurance>
  rdfs:label "Property insurance"@en, "Schadenversicherung"@de ;
  skos:prefLabel "Property insurance"@en, "Schadenversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13816-2> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://eurovoc.europa.eu/3242>
  rdfs:label "property insurance"@en, "Sachversicherung"@de ;
  skos:prefLabel "property insurance"@en, "Sachversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13816-2> .