@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://zbw.eu/stw/thsys/70892>
  rdfs:label "Insurance industry"@en, "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de, "Versicherungswirtschaft"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/13811-5> ;
  skos:prefLabel "W.16  Insurance industry"@en, "W.16  Versicherungswirtschaft"@de ;
  skos:notation "W.16" ;
  a zbwext:Thsys, skos:Concept .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://eurovoc.europa.eu/3599>
  rdfs:label "private insurance"@en, "Privatversicherung"@de ;
  skos:prefLabel "private insurance"@en, "Privatversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13811-5> .

<http://zbw.eu/stw/descriptor/13828-2>
  rdfs:label "Insurance company"@en, "Versicherungswesen"@de, "Insurance"@en, "Versicherungsunternehmen"@de, "Versicherung"@de, "Assekuranz"@de, "Insurance industry"@en, "Versicherungswirtschaft"@de ;
  skos:prefLabel "Versicherung"@de, "Insurance"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:narrower <http://zbw.eu/stw/descriptor/13811-5> .

<http://zbw.eu/stw/descriptor/18739-4>
  rdfs:label "Private Rentenversicherung"@de, "Private retirement provision"@en, "Private Altersversorgung"@de, "Private pension scheme"@en, "Riester-Rente"@de, "Private Altersvorsorge"@de, "Privatrente"@de ;
  skos:prefLabel "Private retirement provision"@en, "Private Altersvorsorge"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13811-5> ;
  a zbwext:Descriptor, skos:Concept .

<http://zbw.eu/stw/descriptor/13811-5>
  skos:narrowMatch gnd:4137879-9, gnd:4135177-0 ;
  skos:prefLabel "Private insurance"@en, "Privatversicherung"@de ;
  a zbwext:Descriptor, skos:Concept ;
  rdfs:label "Private Versicherung"@de, "VVaG"@de, "Private insurance"@en, "Individualversicherung"@de, "Mutual insurance"@en, "Privatversicherung"@de, "Mutual insurance company"@en, "Insurance cooperative"@en, "Versicherungsverein auf Gegenseitigkeit"@de, "Vertragsversicherung"@de ;
  skos:altLabel "Mutual insurance"@en, "Vertragsversicherung"@de, "Individualversicherung"@de, "Versicherungsverein auf Gegenseitigkeit"@de, "Private Versicherung"@de, "VVaG"@de ;
  skos:exactMatch <http://eurovoc.europa.eu/3599>, gnd:4076356-0, wd:Q985215 ;
  zbwext:altLabelRelated "Insurance cooperative"@en, "Mutual insurance company"@en ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:narrower <http://zbw.eu/stw/descriptor/18738-6> ;
  skos:broader <http://zbw.eu/stw/descriptor/13828-2>, <http://zbw.eu/stw/thsys/70892> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:related <http://zbw.eu/stw/descriptor/18739-4> ;
  ns0:gvkppn "091384346" .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

zbwext:altLabelRelated
  skos:definition """Lexical label for a related term which is
    not defined as a separate concept. Intended for use with
    skos:Concept, instead of using skos:altLabel."""@en ;
  rdfs:label "altLabelRelated"@en .

<http://zbw.eu/stw/descriptor/18738-6>
  rdfs:label "Private health insurance"@en, "Private Krankenversicherung"@de, "PKV (Private Krankenversicherung)"@de, "Individual health insurance"@en ;
  skos:prefLabel "Private health insurance"@en, "Private Krankenversicherung"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13811-5> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

gnd:4137879-9
  rdfs:label "Versicherungsverein auf Gegenseitigkeit"@de, "VVaG"@de ;
  skos:prefLabel "Versicherungsverein auf Gegenseitigkeit"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13811-5> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

wd:Q985215
  rdfs:label "Privatversicherung"@de, "Private insurance"@en, "Private Versicherung"@de, "Mutual insurance"@en, "Individualversicherung"@de ;
  skos:prefLabel "Private insurance"@en, "Individualversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13811-5> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

gnd:4135177-0
  rdfs:label "Berufsunfähigkeitsversicherung"@de, "Dienstunfähigkeitsversicherung"@de, "Invalidenversicherung <Privatversicherung>"@de, "Invaliditätsversicherung <Privatversicherung>"@de ;
  skos:prefLabel "Berufsunfähigkeitsversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13811-5> .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

gnd:4076356-0
  rdfs:label "Privatversicherung"@de, "Individualversicherung"@de ;
  skos:prefLabel "Privatversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13811-5> .

