@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

zbwext:useInsteadNote
  rdfs:subPropertyOf skos:note ;
  skos:definition """For an aspect of the current concept use the 
    concept to which the note points instead of the current."""@en ;
  rdfs:comment """The note consists of a blank node. It contains 
    a rdfs:value literal which designates the aspect and a rdfs:seeAlso link to 
    the concept which should be used instead."""@en ;
  rdfs:label "useInsteadNote"@en .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

gnd:4067287-6
  rdfs:label "Zahlungsverkehr"@de ;
  skos:prefLabel "Zahlungsverkehr"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13807-3> .

<https://data.gesis.org/thesoz/concept_10044853>
  rdfs:label "Geldtransfer"@de, "transfer of money"@en ;
  skos:prefLabel "Geldtransfer"@de, "transfer of money"@en ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13807-3> .

<https://data.gesis.org/thesoz/concept_10062783>
  rdfs:label "payment transactions"@en, "Zahlungsverkehr"@de ;
  skos:prefLabel "payment transactions"@en, "Zahlungsverkehr"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13807-3> .

<http://zbw.eu/stw/descriptor/24859-1>
  rdfs:label "Zahlungsverhalten"@de, "Payment behaviour"@en, "Zahlungsmoral"@de, "Payment behavior"@en ;
  skos:prefLabel "Zahlungsverhalten"@de, "Payment behaviour"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13807-3> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://zbw.eu/stw/descriptor/10785-2>
  rdfs:label "Auslandszahlungsverkehr"@de, "Grenzüberschreitender Zahlungsverkehr"@de, "Zahlungsverkehr mit dem Ausland"@de, "Internationaler Zahlungsverkehr"@de, "International payments"@en, "Cross-border payments"@en, "Zahlungsabkommen"@de ;
  skos:prefLabel "Internationaler Zahlungsverkehr"@de, "International payments"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13807-3> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/13793-2>
  rdfs:label "Cashless payments"@en, "Bargeldloser Zahlungsverkehr"@de, "Lastschriftverkehr"@de, "Giroverkehr"@de, "Unbarer Zahlungsverkehr"@de, "Noncash payments"@en, "Überweisungsverkehr"@de, "Cashless economy"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:prefLabel "Bargeldloser Zahlungsverkehr"@de, "Noncash payments"@en ;
  skos:broader <http://zbw.eu/stw/descriptor/13807-3> .

<http://eurovoc.europa.eu/c_e749c083>
  rdfs:label "Zahlungsverkehrssystem"@de, "payment system"@en, "interbank funds transfer system"@en, "clearing and settlement system"@en, "funds transfer system"@en, "securities settlement system"@en, "Zahlungssystem"@de, "FTS"@en, "EFTS"@en, "electronic funds transfer system"@en, "Interbank-Überweisungssystem"@de, "payment and settlement system"@en, "IFTS"@en, "Überweisungssystem"@de ;
  skos:prefLabel "payment system"@en, "Zahlungsverkehrssystem"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13807-3> .

gnd:4021088-1
  rdfs:label "Giroverkehr"@de ;
  skos:prefLabel "Giroverkehr"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13807-3> .

wd:Q986008
  rdfs:label "payment system"@en, "Zahlungssystem"@de, "payments system"@en, "form of payment"@en, "Zahlungsverfahren"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13807-3> ;
  skos:prefLabel "Zahlungsverfahren"@de, "payment system"@en ;
  skos:narrowMatch <http://zbw.eu/stw/descriptor/13807-3> ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13807-3> .

<http://zbw.eu/stw/descriptor/13807-3>
  a zbwext:Descriptor, skos:Concept ;
  skos:narrowMatch gnd:4021088-1, gnd:4203035-3, gnd:4265835-4, gnd:4226577-0, wd:Q986008, gnd:7637405-1 ;
  skos:exactMatch wd:Q986008, <https://data.gesis.org/thesoz/concept_10062783>, <http://dbpedia.org/resource/Payment_system>, gnd:4067287-6, <http://eurovoc.europa.eu/c_e749c083> ;
  skos:altLabel "Payments"@en, "Non-cash payments"@en ;
  skos:narrower <http://zbw.eu/stw/descriptor/13793-2>, <http://zbw.eu/stw/descriptor/10785-2> ;
  skos:related <http://zbw.eu/stw/descriptor/30539-5>, <http://zbw.eu/stw/descriptor/10789-1>, <http://zbw.eu/stw/descriptor/24859-1> ;
  ns0:gvkppn "09140200X" ;
  skos:scopeNote "Stands for payments or transfers of means of payment between economic entities"@en, "Steht für Zahlungen bzw. Übertragungen von Zahlungsmitteln zwischen Wirtschaftssubjekten"@de ;
  skos:closeMatch wd:Q20826110 ;
  rdfs:label "Zahlungsverkehr"@de, "Payment transactions"@en, "Payments"@en, "Non-cash payments"@en ;
  zbwext:useInsteadNote [
    rdfs:seeAlso <http://zbw.eu/stw/descriptor/10785-2> ;
    rdf:value "Für den internationalen Zahlungsverkehr"@de
  ], [
    rdfs:seeAlso <http://zbw.eu/stw/descriptor/12785-6> ;
    rdf:value "für Zahlungsbedingungen"@de
  ] ;
  skos:prefLabel "Payment transactions"@en, "Zahlungsverkehr"@de ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:relatedMatch <https://data.gesis.org/thesoz/concept_10044853> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:broader <http://zbw.eu/stw/thsys/187370> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

gnd:4226577-0
  rdfs:label "Kartengesteuertes Zahlungssystem"@de, "Wertkartensystem"@de, "Wertkarte / Zahlungssystem"@de, "Geldkarte / Zahlungssystem"@de, "Elektronische Geldbörse / Zahlungssystem"@de ;
  skos:prefLabel "Kartengesteuertes Zahlungssystem"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13807-3> .

gnd:7637405-1
  rdfs:label "Finanztransfergeschäft"@de ;
  skos:prefLabel "Finanztransfergeschäft"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13807-3> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

<http://zbw.eu/stw/descriptor/30539-5>
  a skos:Concept, zbwext:Descriptor ;
  skos:prefLabel "Payment method"@en, "Zahlungsmethode"@de ;
  rdfs:label "Payment method"@en, "Zahlungsverfahren"@de, "Zahlungsmethode"@de, "Payment system"@en, "Zahlungssystem"@de, "Bezahlverfahren"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13807-3> .

gnd:4265835-4
  rdfs:label "Barabhebung"@de, "Abhebung"@de, "Abheben <Geld>"@de ;
  skos:prefLabel "Barabhebung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13807-3> .

<http://zbw.eu/stw/descriptor/10789-1>
  rdfs:label "Clearing-Stelle"@de, "Real-time gross settlement system"@en, "Verrechnungsverkehr"@de, "Interbank clearing"@en, "RTGS payment system"@en, "TARGET2"@en, "Clearing"@de, "Cash clearing"@en, "Settlement system"@en, "Wertpapierclearing"@de, "Financial clearing"@en, "Interbank payment system"@en ;
  skos:prefLabel "Financial clearing"@en, "Clearing"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13807-3> ;
  a zbwext:Descriptor, skos:Concept .

<http://zbw.eu/stw/thsys/187370>
  skos:prefLabel "V.05.01  Money and monetary system"@en, "V.05.01  Geld und Währungssystem"@de ;
  rdfs:label "Geld und Währungssystem"@de, "Money and monetary system"@en, "V.05.01  Money and monetary system"@en, "V.05.01  Geld und Währungssystem"@de ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13807-3> ;
  skos:notation "V.05.01" .

gnd:4203035-3
  rdfs:label "Wertstellung"@de, "Valutierung"@de, "Valuta"@de ;
  skos:prefLabel "Wertstellung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13807-3> .

wd:Q20826110
  rdfs:label "payment system"@en, "Zahlungsverkehr"@de ;
  skos:prefLabel "payment system"@en, "Zahlungsverkehr"@de ;
  skos:closeMatch <http://zbw.eu/stw/descriptor/13807-3> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

skos:closeMatch
  rdfs:subPropertyOf skos:mappingRelation ;
  skos:definition "skos:closeMatch is used to link two concepts that are sufficiently similar that they can be used interchangeably in some information retrieval applications. In order to avoid the possibility of \"compound errors\" when combining mappings across more than two concept schemes, skos:closeMatch is not declared to be a transitive property."@en ;
  rdfs:label "has close match"@en .

<http://dbpedia.org/resource/Payment_system>
  rdfs:label "Zahlungsverfahren"@de, "Payment system"@en, "Zahlungsverkehr"@de ;
  skos:prefLabel "Zahlungsverfahren"@de, "Payment system"@en, "Zahlungsverkehr"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13807-3> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

skos:scopeNote
  rdfs:subPropertyOf skos:note ;
  skos:definition "A note that helps to clarify the meaning and/or the use of a concept."@en ;
  rdfs:label "scope note"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .