@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

<http://zbw.eu/stw/thsys/70899>
  rdfs:label "Bankwirtschaft"@de, "W.14.01.02  Bankwirtschaft"@de, "W.14.01.02  Economics of banking"@en, "Economics of banking"@en ;
  skos:prefLabel "W.14.01.02  Economics of banking"@en, "W.14.01.02  Bankwirtschaft"@de ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "W.14.01.02" ;
  skos:narrower <http://zbw.eu/stw/descriptor/13776-2> .

gnd:4032924-0
  rdfs:label "Kreditangebot"@de ;
  skos:prefLabel "Kreditangebot"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13776-2> .

<http://zbw.eu/stw/descriptor/13776-2>
  rdfs:label "Kreditvergabe von Banken"@de, "Bankkredit"@de, "Kreditpolitik der Banken"@de, "Kreditgeschäft"@de, "Bank lending"@en ;
  skos:relatedMatch gnd:4032924-0, gnd:4454897-7, gnd:4132159-5, gnd:4141760-4 ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1>, <http://zbw.eu/stw/thsys/70899> ;
  skos:narrowMatch gnd:4140531-6, gnd:1155198301, gnd:4168135-6 ;
  skos:related <http://zbw.eu/stw/descriptor/29625-1>, <http://zbw.eu/stw/descriptor/11433-0> ;
  skos:exactMatch wd:Q57776468, gnd:4134687-7 ;
  skos:altLabel "Bankkredit"@de, "Kreditpolitik der Banken"@de, "Kreditvergabe von Banken"@de ;
  skos:prefLabel "Kreditgeschäft"@de, "Bank lending"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:inScheme <http://zbw.eu/stw> ;
  dc:isPartOf <http://zbw.eu/stw> ;
  ns0:gvkppn "091372755" .

gnd:4134687-7
  rdfs:label "Bank / Kreditgeschäft"@de, "Kreditgeschäft"@de ;
  skos:prefLabel "Kreditgeschäft"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13776-2> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/13756-1>
  rdfs:label "Banking services"@en, "Bankgeschäft"@de, "Bankdienstleistung"@de ;
  skos:prefLabel "Banking services"@en, "Bankgeschäft"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13776-2> .

gnd:4168135-6
  rdfs:label "Lombardgeschäft"@de, "Lombard"@de ;
  skos:prefLabel "Lombardgeschäft"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13776-2> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw/descriptor/29625-1>
  skos:prefLabel "Loan rate"@en, "Kreditzins"@de ;
  rdfs:label "Kreditzins"@de, "Sollzins"@de, "Effektivzins"@de, "Prime rate"@en, "Effective interest rate"@en, "Lending rate"@en, "Loan rate"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13776-2> .

gnd:4141760-4
  rdfs:label "Aktivgeschäft"@de ;
  skos:prefLabel "Aktivgeschäft"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13776-2> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

gnd:4140531-6
  rdfs:label "Kreditengagement"@de ;
  skos:prefLabel "Kreditengagement"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13776-2> .

<http://zbw.eu/stw/descriptor/11433-0>
  rdfs:label "Kreditversorung"@de, "Credit supply"@en, "Kreditmarkt"@de, "Credit market"@en ;
  skos:prefLabel "Kreditmarkt"@de, "Credit market"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13776-2> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

wd:Q57776468
  rdfs:label "bank lending"@en, "Kreditgeschäft"@de, "Kreditvergabe von Banken"@de, "Kreditpolitik der Banken"@de ;
  skos:prefLabel "bank lending"@en, "Kreditgeschäft"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13776-2> .

gnd:1155198301
  rdfs:label "Finanzierungsbestätigung"@de ;
  skos:prefLabel "Finanzierungsbestätigung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13776-2> .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

gnd:4454897-7
  rdfs:label "Kreditvermittlung"@de, "Darlehensvermittlung"@de, "Kredit / Vermittlung"@de ;
  skos:prefLabel "Kreditvermittlung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13776-2> .

gnd:4132159-5
  rdfs:label "Kreditvergabe"@de, "Kreditgewährung"@de ;
  skos:prefLabel "Kreditgewährung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13776-2> .

