@prefix gnd: <https://d-nb.info/gnd/> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix dc: <http://purl.org/dc/terms/> .

gnd:4116490-8
  rdfs:label "Sicherungsgrundschuld"@de ;
  skos:prefLabel "Sicherungsgrundschuld"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4022342-5
  rdfs:label "Grundpfandrecht"@de ;
  skos:prefLabel "Grundpfandrecht"@de ;
  skos:narrowMatch <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4181174-4
  rdfs:label "Sicherungshypothek"@de ;
  skos:prefLabel "Sicherungshypothek"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13775-4> .

<http://eurovoc.europa.eu/1281>
  rdfs:label "mortgage"@en, "Hypothekarrecht"@de, "Hypothek"@de, "Grundpfandrecht"@de ;
  skos:prefLabel "mortgage"@en, "Hypothek"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:closeMatch
  rdfs:subPropertyOf skos:mappingRelation ;
  skos:definition "skos:closeMatch is used to link two concepts that are sufficiently similar that they can be used interchangeably in some information retrieval applications. In order to avoid the possibility of \"compound errors\" when combining mappings across more than two concept schemes, skos:closeMatch is not declared to be a transitive property."@en ;
  rdfs:label "has close match"@en .

gnd:4250776-5
  rdfs:label "Objektkredit"@de, "Immobiliardarlehen"@de, "Immobiliarkredit"@de ;
  skos:prefLabel "Immobiliarkredit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4158401-6
  rdfs:label "Grundschuld"@de ;
  skos:prefLabel "Grundschuld"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

gnd:7681809-3
  rdfs:label "Gesamtgrundschuld"@de ;
  skos:prefLabel "Gesamtgrundschuld"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

wd:Q1550600
  skos:exactMatch <http://zbw.eu/stw/descriptor/13775-4> ;
  rdfs:label "Grundpfandrecht"@de, "Grundpfandverschreibung"@de, "Grundpfand"@de, "Schuldbrief"@de, "mortgage"@en ;
  skos:prefLabel "mortgage"@en, "Grundpfandrecht"@de ;
  skos:narrowMatch <http://zbw.eu/stw/descriptor/13775-4> ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13775-4> .

wd:Q1210094
  rdfs:label "hypothecary loan"@en, "Hypothekendarlehen"@de, "mortgage"@en, "mortgage loan"@en ;
  skos:prefLabel "Hypothekendarlehen"@de, "mortgage loan"@en ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

gnd:4161146-9
  rdfs:label "Hypothekenkredit"@de, "Hypothekendarlehen"@de, "Hypothekarkredit"@de ;
  skos:prefLabel "Hypothekarkredit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/stw/thsys/71045>
  rdfs:label "Fremdfinanzierung"@de, "B.02.01.02  Fremdfinanzierung"@de, "Debt financing"@en, "B.02.01.02  Debt financing"@en ;
  skos:prefLabel "B.02.01.02  Debt financing"@en, "B.02.01.02  Fremdfinanzierung"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/13775-4> ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "B.02.01.02" .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/13703-1>
  rdfs:label "Mortgage bank"@en, "Hypothekenbank"@de, "Realkreditinstitut"@de, "Grundkreditanstalt"@de ;
  skos:prefLabel "Mortgage bank"@en, "Hypothekenbank"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4177142-4
  rdfs:label "Sachkredit"@de, "Realkredit"@de ;
  skos:prefLabel "Realkredit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

<http://eurovoc.europa.eu/298>
  rdfs:label "Baudarlehen"@de, "building loan"@en, "Immobiliarkredit"@de, "mortgage loan"@en, "Hypothekardarlehen"@de, "housing loan"@en, "loan on real estate"@en, "real estate credit"@en, "Bodenkredit"@de, "Bauspardarlehen"@de, "Immobiliardarlehen"@de, "Hypothekarkredit"@de, "Realkredit"@de ;
  skos:prefLabel "Realkredit"@de, "real estate credit"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:broadMatch
  rdfs:subPropertyOf skos:mappingRelation, skos:broader ;
  skos:definition "skos:broadMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has broader match"@en .

gnd:4568155-7
  rdfs:label "Eigentümerhypothek"@de, "Eigentümer / Hypothek"@de ;
  skos:prefLabel "Eigentümerhypothek"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4161149-4
  rdfs:label "Hypothekengeschäft"@de ;
  skos:prefLabel "Hypothekengeschäft"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

wd:Q1550656
  rdfs:label "land charge"@en, "Inhabergrundschuld"@de, "Grundschuldbestellung"@de, "Buchgrundschuld"@de, "Briefgrundschuld"@de, "Grundschuld"@de ;
  skos:prefLabel "land charge"@en, "Grundschuld"@de ;
  skos:closeMatch <http://zbw.eu/stw/descriptor/13775-4> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://aims.fao.org/aos/agrovoc/c_4946>
  rdfs:label "mortgages"@en, "Hypothek"@de ;
  skos:prefLabel "mortgages"@en, "Hypothek"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13775-4> .

<http://zbw.eu/stw/descriptor/18750-2>
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Bausparfinanzierung"@de, "Immobilienfinanzierung"@de, "Housing finance"@en, "Real estate finance"@en, "Wohnungsfinanzierung"@de, "Baufinanzierung"@de, "Bausparen"@de, "Wohnungsbaufinanzierung"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13775-4> ;
  skos:prefLabel "Real estate finance"@en, "Immobilienfinanzierung"@de .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

<http://zbw.eu/stw/descriptor/13775-4>
  skos:broader <http://zbw.eu/stw/descriptor/12252-6>, <http://zbw.eu/stw/thsys/71045> ;
  skos:altLabel "Grundkredit"@de, "Grundschuld"@de, "Grundpfandkredit"@de, "Realkredit"@de, "Real estate loan"@en, "Hypothekarkredit"@de, "Grundpfandrecht"@de, "Immobiliarkredit"@de ;
  skos:relatedMatch gnd:4144433-4, gnd:7681809-3, wd:Q1278798, gnd:4158401-6, gnd:4116490-8, gnd:4177142-4, gnd:4161149-4, gnd:4250776-5, wd:Q1210094, gnd:4161146-9 ;
  skos:exactMatch <http://eurovoc.europa.eu/298>, <http://eurovoc.europa.eu/1281>, <http://aims.fao.org/aos/agrovoc/c_4946>, gnd:4161145-7, wd:Q1550600 ;
  skos:broadMatch wd:Q1550600, gnd:4022342-5 ;
  rdfs:label "Immobiliarkredit"@de, "Hypothek"@de, "Grundschuld"@de, "Grundpfandkredit"@de, "Grundpfandrecht"@de, "Grundkredit"@de, "Mortgage"@en, "Hypothekarkredit"@de, "Real estate loan"@en, "Realkredit"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13703-1>, <http://zbw.eu/stw/descriptor/18750-2>, <http://zbw.eu/stw/descriptor/29626-6>, <http://zbw.eu/stw/descriptor/29631-6> ;
  skos:narrowMatch gnd:4181174-4, gnd:4424070-3, gnd:4568155-7 ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:prefLabel "Hypothek"@de, "Mortgage"@en ;
  ns0:gvkppn "091366550" ;
  a zbwext:Descriptor, skos:Concept ;
  skos:closeMatch wd:Q1550656 ;
  dc:isPartOf <http://zbw.eu/stw> .

gnd:4144433-4
  rdfs:label "Beleihungswert"@de ;
  skos:prefLabel "Beleihungswert"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4424070-3
  rdfs:label "Nachrangige Hypothek"@de ;
  skos:prefLabel "Nachrangige Hypothek"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13775-4> .

<http://zbw.eu/stw/descriptor/29631-6>
  rdfs:label "Subprime-Hypothekenkrise"@de, "Subprime-Krise"@de, "Subprime financial crisis"@en, "Subprime lending"@en, "Subprime loan"@en, "Subprime-Hypothek"@de, "Subprime mortgage"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13775-4> ;
  skos:prefLabel "Subprime financial crisis"@en, "Subprime-Krise"@de .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

<http://zbw.eu/stw/descriptor/29626-6>
  rdfs:label "Mortgage rate"@en, "Hypothekenzins"@de ;
  skos:prefLabel "Mortgage rate"@en, "Hypothekenzins"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13775-4> .

wd:Q1278798
  rdfs:label "real estate loan"@en, "Realkredit"@de ;
  skos:prefLabel "real estate loan"@en, "Realkredit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13775-4> .

<http://zbw.eu/stw/descriptor/12252-6>
  rdfs:label "Pfandrecht"@de, "Kreditsicherungsrecht"@de, "Kreditsicherheit"@de, "Zession"@de, "Eigentumsvorbehalt"@de, "Sicherungsübereignung"@de, "Collateral"@en, "Recht der Kreditsicherung"@de, "Sicherungseigentum"@de, "Kreditauskunft"@de, "Forderungsabtretung"@de, "Pfand"@de, "Kreditsicherung"@de, "Verpfändung"@de, "Kreditschutz"@de, "Collateral lending"@en ;
  skos:prefLabel "Kreditsicherung"@de, "Collateral"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:narrower <http://zbw.eu/stw/descriptor/13775-4> .

gnd:4161145-7
  rdfs:label "Hypothekenbestellung"@de, "Grundbuch / Hypothek"@de, "Hypothek"@de, "Hypothekenrecht"@de ;
  skos:prefLabel "Hypothek"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13775-4> .