@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://zbw.eu/stw/descriptor/10866-2>
  skos:broader <http://zbw.eu/stw/descriptor/13293-1> ;
  skos:prefLabel "Exportkreditversicherung"@de, "Export credit insurance"@en ;
  rdfs:label "Exportversicherung"@de, "Export credit insurance"@en, "Export credit guarantee"@en, "Exportbürgschaft"@de, "Exportgarantie"@de, "Ausfuhrbürgschaft"@de, "Exportrisikogarantie"@de, "Hermes-Deckung"@de, "Ausfuhrkreditversicherung"@de, "Exportkreditversicherung"@de ;
  a zbwext:Descriptor, skos:Concept .

<http://zbw.eu/stw/descriptor/13777-0>
  rdfs:label "Credit default risk"@en, "Credit risk"@en, "Loan risk"@en, "Kreditausfallrisiko"@de, "Default risk"@en, "Kreditrisiko"@de ;
  skos:prefLabel "Kreditrisiko"@de, "Credit risk"@en ;
  skos:related <http://zbw.eu/stw/descriptor/13293-1> ;
  a skos:Concept, zbwext:Descriptor .

wd:Q378834
  rdfs:label "business credit insurance"@en, "export credit insurance"@en, "credit insurance"@en, "Kreditversicherung"@de ;
  skos:prefLabel "credit insurance"@en, "Kreditversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13293-1> .

<http://zbw.eu/stw/descriptor/13297-0>
  a skos:Concept, zbwext:Descriptor ;
  skos:narrower <http://zbw.eu/stw/descriptor/13293-1> ;
  rdfs:label "Schaden- und Unfallversicherung"@de, "Schadenversicherung"@de, "Property-liability insurance"@en, "Property-casualty insurance"@en, "Schadensversicherung"@de ;
  skos:prefLabel "Schadenversicherung"@de, "Property-casualty insurance"@en .

<http://zbw.eu/stw/descriptor/12252-6>
  rdfs:label "Pfandrecht"@de, "Kreditsicherungsrecht"@de, "Kreditsicherheit"@de, "Zession"@de, "Eigentumsvorbehalt"@de, "Sicherungsübereignung"@de, "Collateral"@en, "Recht der Kreditsicherung"@de, "Sicherungseigentum"@de, "Kreditauskunft"@de, "Forderungsabtretung"@de, "Pfand"@de, "Kreditsicherung"@de, "Verpfändung"@de, "Kreditschutz"@de, "Collateral lending"@en ;
  skos:prefLabel "Kreditsicherung"@de, "Collateral"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:related <http://zbw.eu/stw/descriptor/13293-1> .

gnd:4443798-5
  rdfs:label "Kautionsversicherung"@de ;
  skos:prefLabel "Kautionsversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13293-1> .

gnd:4199595-8
  rdfs:label "Restschuldlebensversicherung"@de, "Restschuldversicherung"@de ;
  skos:prefLabel "Restschuldversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13293-1> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

gnd:4223831-6
  rdfs:label "Investitionsgüterkreditversicherung"@de ;
  skos:prefLabel "Investitionsgüterkreditversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13293-1> .

<http://eurovoc.europa.eu/3373>
  rdfs:label "credit insurance"@en, "Kreditversicherung"@de ;
  skos:prefLabel "credit insurance"@en, "Kreditversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13293-1> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw/descriptor/13293-1>
  rdfs:label "Restschuldversicherung"@de, "Loan insurance"@en, "Restkreditversicherung"@de, "Bad debt insurance"@en, "Credit insurance"@en, "Kreditversicherung"@de ;
  skos:broader <http://zbw.eu/stw/thsys/70891>, <http://zbw.eu/stw/descriptor/13297-0> ;
  skos:altLabel "Loan insurance"@en, "Restkreditversicherung"@de, "Restschuldversicherung"@de, "Bad debt insurance"@en ;
  skos:related <http://zbw.eu/stw/descriptor/29633-2>, <http://zbw.eu/stw/descriptor/13777-0>, <http://zbw.eu/stw/descriptor/12252-6> ;
  a zbwext:Descriptor, skos:Concept ;
  ns0:gvkppn "091372852" ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:narrowMatch gnd:4443798-5, gnd:4189105-3, gnd:4223831-6, gnd:4199595-8, gnd:4199594-6 ;
  skos:exactMatch gnd:4032948-3, wd:Q378834, <http://eurovoc.europa.eu/3373> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:prefLabel "Kreditversicherung"@de, "Credit insurance"@en ;
  skos:narrower <http://zbw.eu/stw/descriptor/10866-2> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

gnd:4189105-3
  rdfs:label "Warenkreditversicherung"@de, "Delkredereversicherung"@de ;
  skos:prefLabel "Warenkreditversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13293-1> .

<http://zbw.eu/stw/thsys/70891>
  skos:prefLabel "W.16.01  Versicherungssparten"@de, "W.16.01  Insurance branches"@en ;
  skos:notation "W.16.01" ;
  rdfs:label "Insurance branches"@en, "W.16.01  Versicherungssparten"@de, "W.16.01  Insurance branches"@en, "Versicherungssparten"@de ;
  a zbwext:Thsys, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13293-1> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

gnd:4199594-6
  rdfs:label "Erweiterte Restschuldversicherung"@de, "Kreditlebensversicherung"@de, "Restkreditversicherung"@de ;
  skos:prefLabel "Restkreditversicherung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/13293-1> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

gnd:4032948-3
  rdfs:label "Kreditausfallversicherung"@de, "Forderungsausfallversicherung"@de, "Kreditversicherung"@de ;
  skos:prefLabel "Kreditversicherung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13293-1> .

<http://zbw.eu/stw/descriptor/29633-2>
  rdfs:label "Total return swap"@en, "Credit derivative"@en, "Collateralized loan obligations"@en, "Credit spread option"@en, "Kreditderivat"@de, "Kreditausfall-Swap"@de, "CDS (Credit Default Swap)"@en, "Credit default swap"@en, "CDO (Collateralized debt obligations)"@en, "Collateralized debt obligations"@en, "Credit linked note"@en ;
  skos:prefLabel "Credit derivative"@en, "Kreditderivat"@de ;
  a skos:Concept, zbwext:Descriptor ;
  skos:related <http://zbw.eu/stw/descriptor/13293-1> .