@prefix gnd: <https://d-nb.info/gnd/> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

gnd:4004937-1
  rdfs:label "Building society"@de, "Bausparkassen"@de, "Bausparkasse"@de ;
  skos:prefLabel "Bausparkasse"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13284-2> .

gnd:4588629-5
  rdfs:label "Bausparkassenvertreter"@de ;
  skos:prefLabel "Bausparkassenvertreter"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13284-2> .

<http://zbw.eu/stw/descriptor/13291-5>
  rdfs:label "Autobank"@de, "Spezialbankprinzip"@de, "Specialized bank"@en, "Teilzahlungsbank"@de, "Wertpapiersammelbank"@de, "Commercial bank"@en, "Trennbankensystem"@de, "Spezialbank"@de ;
  a skos:Concept, zbwext:Descriptor ;
  skos:narrower <http://zbw.eu/stw/descriptor/13284-2> ;
  skos:prefLabel "Spezialbank"@de, "Specialized bank"@en .

<http://zbw.eu/stw/thsys/70902>
  skos:prefLabel "W.14.01.01  Specialized banks"@en, "W.14.01.01  Spezialbanken"@de ;
  a zbwext:Thsys, skos:Concept ;
  rdfs:label "W.14.01.01  Specialized banks"@en, "Specialized banks"@en, "Spezialbanken"@de, "W.14.01.01  Spezialbanken"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/13284-2> ;
  skos:notation "W.14.01.01" .

<http://zbw.eu/stw/descriptor/18750-2>
  a skos:Concept, zbwext:Descriptor ;
  rdfs:label "Bausparfinanzierung"@de, "Immobilienfinanzierung"@de, "Housing finance"@en, "Real estate finance"@en, "Wohnungsfinanzierung"@de, "Baufinanzierung"@de, "Bausparen"@de, "Wohnungsbaufinanzierung"@de ;
  skos:related <http://zbw.eu/stw/descriptor/13284-2> ;
  skos:prefLabel "Real estate finance"@en, "Immobilienfinanzierung"@de .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://dbpedia.org/resource/Building_society>
  rdfs:label "Building society"@en, "Bausparkasse"@de ;
  skos:prefLabel "Building society"@en, "Bausparkasse"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13284-2> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

gnd:4144189-8
  rdfs:label "Bausparer"@de ;
  skos:prefLabel "Bausparer"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/13284-2> .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

wd:Q449067
  rdfs:label "savings and loan industry"@en, "building society"@en, "savings and loan association"@en, "Bausparkasse"@de ;
  skos:prefLabel "building society"@en, "Bausparkasse"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/13284-2> .

<http://zbw.eu/stw/descriptor/13284-2>
  skos:exactMatch wd:Q449067, <http://dbpedia.org/resource/Building_society>, gnd:4004937-1 ;
  skos:broader <http://zbw.eu/stw/descriptor/13291-5>, <http://zbw.eu/stw/thsys/70902> ;
  a zbwext:Descriptor, skos:Concept ;
  rdfs:label "Savings and loan industry"@en, "Savings and loan association"@en, "Bausparkasse"@de, "Building society"@en ;
  ns0:gvkppn "091349958" ;
  skos:relatedMatch gnd:4588629-5, gnd:4144189-8 ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:altLabel "Savings and loan association"@en, "Savings and loan industry"@en ;
  skos:prefLabel "Bausparkasse"@de, "Building society"@en ;
  skos:related <http://zbw.eu/stw/descriptor/18750-2> ;
  dc:isPartOf <http://zbw.eu/stw> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .