@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

gnd:4806898-6
  rdfs:label "Kapitaldienstfähigkeit"@de ;
  skos:prefLabel "Kapitaldienstfähigkeit"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

<http://zbw.eu/stw/descriptor/13777-0>
  rdfs:label "Credit default risk"@en, "Credit risk"@en, "Loan risk"@en, "Kreditausfallrisiko"@de, "Default risk"@en, "Kreditrisiko"@de ;
  skos:prefLabel "Kreditrisiko"@de, "Credit risk"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:related <http://zbw.eu/stw/descriptor/12253-4> .

<http://zbw.eu/stw/descriptor/12253-4>
  rdfs:label "Kreditfähigkeit"@de, "Credit scoring"@en, "Kreditwürdigkeitsprüfung"@de, "Investment grade"@en, "Bonitätsbeurteilung"@de, "Kredit-Rating"@de, "Kreditwürdigkeit"@de, "Bonitätsanalyse"@de, "Kreditrating"@de, "Bonität"@de, "Credit rating"@en, "Creditworthiness"@en ;
  skos:relatedMatch wd:Q1787046, gnd:4165584-9, gnd:4165583-7 ;
  skos:narrowMatch wd:Q15218588, gnd:4806898-6, gnd:4403996-7, gnd:4122955-1, wd:Q372765, gnd:4123575-7, gnd:4146274-9, wd:Q1787103 ;
  skos:altLabel "Kreditrating"@de, "Kredit-Rating"@de, "Bonitätsanalyse"@de, "Bonitätsbeurteilung"@de, "Credit scoring"@en, "Kreditwürdigkeitsprüfung"@de, "Investment grade"@en, "Bonität"@de, "Creditworthiness"@en, "Kreditfähigkeit"@de ;
  skos:related <http://zbw.eu/stw/descriptor/19755-1>, <http://zbw.eu/stw/descriptor/13377-2>, <http://zbw.eu/stw/descriptor/13777-0>, <http://zbw.eu/stw/descriptor/29634-0>, <http://zbw.eu/stw/descriptor/12252-6>, <http://zbw.eu/stw/descriptor/11531-0> ;
  skos:exactMatch wd:Q91854780, <http://eurovoc.europa.eu/c_896e199b>, gnd:4032951-3, <https://data.gesis.org/thesoz/concept_10039710> ;
  dc:isPartOf <http://zbw.eu/stw> ;
  a zbwext:Descriptor, skos:Concept ;
  ns0:gvkppn "091372879" ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:prefLabel "Credit rating"@en, "Kreditwürdigkeit"@de ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/thsys/71045>
  rdfs:label "Fremdfinanzierung"@de, "B.02.01.02  Fremdfinanzierung"@de, "Debt financing"@en, "B.02.01.02  Debt financing"@en ;
  skos:prefLabel "B.02.01.02  Debt financing"@en, "B.02.01.02  Fremdfinanzierung"@de ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "B.02.01.02" ;
  skos:narrower <http://zbw.eu/stw/descriptor/12253-4> .

<https://data.gesis.org/thesoz/concept_10039710>
  rdfs:label "solvency"@en, "Kreditwürdigkeit"@de, "Bonität"@de ;
  skos:prefLabel "solvency"@en, "Bonität"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12253-4> .

gnd:4032951-3
  rdfs:label "Kreditwürdigkeit"@de, "Kreditfähigkeit"@de ;
  skos:prefLabel "Kreditwürdigkeit"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12253-4> .

gnd:4122955-1
  rdfs:label "Bonitätsprüfung"@de, "Bonitätsanalyse"@de ;
  skos:prefLabel "Bonitätsprüfung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

<http://zbw.eu/stw/descriptor/12252-6>
  rdfs:label "Pfandrecht"@de, "Kreditsicherungsrecht"@de, "Kreditsicherheit"@de, "Zession"@de, "Eigentumsvorbehalt"@de, "Sicherungsübereignung"@de, "Collateral"@en, "Recht der Kreditsicherung"@de, "Sicherungseigentum"@de, "Kreditauskunft"@de, "Forderungsabtretung"@de, "Pfand"@de, "Kreditsicherung"@de, "Verpfändung"@de, "Kreditschutz"@de, "Collateral lending"@en ;
  skos:related <http://zbw.eu/stw/descriptor/12253-4> ;
  skos:prefLabel "Kreditsicherung"@de, "Collateral"@en ;
  a skos:Concept, zbwext:Descriptor .

gnd:4403996-7
  rdfs:label "Credit Scoring"@de, "Credit-scoring-Verfahren"@de, "Kredit-Scoring"@de ;
  skos:prefLabel "Credit Scoring"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

gnd:4123575-7
  rdfs:label "Kreditwürdigkeit / Prüfung"@de, "Kreditwürdigkeitsanalyse"@de, "Kreditwürdigkeitsprüfung"@de ;
  skos:prefLabel "Kreditwürdigkeitsprüfung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

gnd:4146274-9
  rdfs:label "Bonität"@de ;
  skos:prefLabel "Bonität"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

<http://eurovoc.europa.eu/c_896e199b>
  rdfs:label "credit agency"@en, "Kreditratingagentur"@de, "credit rating agency"@en, "Bonitätsbewertung"@de, "credit assessment"@en, "Bonitätseinstufung"@de, "credit rating"@en, "internationale Ratingagentur"@de, "Bonitätsbeurteilung"@de, "mercantile agency"@en, "Ratingagentur"@de, "international rating agency"@en, "CRA"@en ;
  skos:prefLabel "credit rating"@en, "Bonitätsbeurteilung"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12253-4> .

wd:Q1787046
  rdfs:label "borrowing power"@en, "Kreditfähigkeit"@de ;
  skos:prefLabel "borrowing power"@en, "Kreditfähigkeit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/12253-4> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

gnd:4165583-7
  rdfs:label "Kreditprüfung"@de ;
  skos:prefLabel "Kreditprüfung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/12253-4> .

wd:Q15218588
  rdfs:label "credit analysis"@en, "credit assessment"@en, "Kreditwürdigkeitsprüfung"@de ;
  skos:prefLabel "credit analysis"@en, "Kreditwürdigkeitsprüfung"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

wd:Q372765
  rdfs:label "Rating"@de, "Ratingmethoden"@de, "AAA-Rating"@de, "credit rating"@en, "Kreditrating"@de ;
  skos:prefLabel "Rating"@de, "credit rating"@en ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

wd:Q1787103
  rdfs:label "Kreditscoring"@de, "credit score"@en, "credit rating"@en ;
  skos:prefLabel "Kreditscoring"@de, "credit score"@en ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12253-4> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://zbw.eu/stw/descriptor/11531-0>
  rdfs:label "Scoring-Verfahren"@de, "Nutzwertanalyse"@de, "Scoring-Modell"@de, "Punktwertverfahren"@de, "Scoring model"@en ;
  skos:prefLabel "Scoring-Modell"@de, "Scoring model"@en ;
  a skos:Concept, zbwext:Descriptor ;
  skos:related <http://zbw.eu/stw/descriptor/12253-4> .

<http://zbw.eu/stw/descriptor/19755-1>
  rdfs:label "Vertrauen"@de, "Confidence"@en, "Trustworthiness"@en ;
  skos:prefLabel "Vertrauen"@de, "Confidence"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/12253-4> .

<http://zbw.eu/stw/descriptor/29634-0>
  rdfs:label "Ratingagentur"@de, "Rating agency"@en, "Rating-Agentur"@de ;
  skos:prefLabel "Ratingagentur"@de, "Rating agency"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/12253-4> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

wd:Q91854780
  rdfs:label "creditworthiness"@en, "Bonitätsprüfung"@de, "Kreditwürdigkeit"@de, "Bonität"@de ;
  skos:prefLabel "creditworthiness"@en, "Bonität"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12253-4> .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

gnd:4165584-9
  rdfs:label "Kreditrevision"@de ;
  skos:prefLabel "Kreditrevision"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/12253-4> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/13377-2>
  a zbwext:Descriptor, skos:Concept ;
  rdfs:label "Detektei"@de, "Auskunftsdienst"@de, "Enquiry agency"@en, "Credit reference agency"@en, "Credit reporting agency"@en, "Auskunftei"@de, "Inquiry agency"@en, "Informationsbüro"@de, "Privatdetektei"@de, "Detective agency"@en, "Kreditauskunftei"@de, "Privatdetektive"@de ;
  skos:related <http://zbw.eu/stw/descriptor/12253-4> ;
  skos:prefLabel "Enquiry agency"@en, "Auskunftei"@de .