@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix void: <http://rdfs.org/ns/void#> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

gnd:4237441-8
  rdfs:label "Stand-by letter of credit"@de, "Stand-by l/c"@de ;
  skos:prefLabel "Stand-by letter of credit"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/12236-4> .

gnd:4004448-8
  rdfs:label "Bankbürgschaftsvertrag"@de, "Bankbürgschaft"@de ;
  skos:prefLabel "Bankbürgschaft"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/12236-4> .

<http://zbw.eu/stw/thsys/70899>
  rdfs:label "Bankwirtschaft"@de, "W.14.01.02  Bankwirtschaft"@de, "W.14.01.02  Economics of banking"@en, "Economics of banking"@en ;
  skos:prefLabel "W.14.01.02  Economics of banking"@en, "W.14.01.02  Bankwirtschaft"@de ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "W.14.01.02" ;
  skos:narrower <http://zbw.eu/stw/descriptor/12236-4> .

<http://zbw.eu/stw/thsys/71045>
  rdfs:label "Fremdfinanzierung"@de, "B.02.01.02  Fremdfinanzierung"@de, "Debt financing"@en, "B.02.01.02  Debt financing"@en ;
  skos:narrower <http://zbw.eu/stw/descriptor/12236-4> ;
  skos:prefLabel "B.02.01.02  Debt financing"@en, "B.02.01.02  Fremdfinanzierung"@de ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "B.02.01.02" .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

gnd:4004455-5
  rdfs:label "Bankgarantie"@de ;
  skos:prefLabel "Bankgarantie"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12236-4> .

<http://zbw.eu/stw/descriptor/13285-0>
  rdfs:label "Credit guarantee association"@en, "Bürgschaftsbank"@de, "Kreditgarantiegemeinschaft"@de ;
  skos:prefLabel "Credit guarantee association"@en, "Bürgschaftsbank"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/12236-4> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

<http://dbpedia.org/resource/Bank_guarantee>
  rdfs:label "Bank guarantee"@en ;
  skos:prefLabel "Bank guarantee"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12236-4> .

<http://zbw.eu/stw/descriptor/12246-1>
  rdfs:label "Surety"@en, "Bürgschaft"@de, "Guarantee"@en ;
  skos:prefLabel "Surety"@en, "Bürgschaft"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/12236-4> .

<http://eurovoc.europa.eu/1130>
  rdfs:label "Kreditgarantie"@de, "credit guarantee"@en ;
  skos:prefLabel "Kreditgarantie"@de, "credit guarantee"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12236-4> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

gnd:4233258-8
  rdfs:label "Garantiegeschäft"@de, "Garantie / Bankgeschäft"@de ;
  skos:prefLabel "Garantiegeschäft"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/12236-4> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/12236-4>
  rdfs:label "Avalkredit"@de, "Bankgarantie"@de, "Credit guarantee"@en, "Bank guarantee"@en, "Bankbürgschaft"@de ;
  skos:exactMatch wd:Q3776350, <http://dbpedia.org/resource/Bank_guarantee>, gnd:4004455-5, <http://eurovoc.europa.eu/1130> ;
  skos:altLabel "Bankbürgschaft"@de, "Credit guarantee"@en, "Avalkredit"@de ;
  skos:prefLabel "Bank guarantee"@en, "Bankgarantie"@de ;
  skos:relatedMatch gnd:4233258-8, gnd:4237441-8 ;
  skos:broader <http://zbw.eu/stw/thsys/71045>, <http://zbw.eu/stw/descriptor/12246-1>, <http://zbw.eu/stw/thsys/70899> ;
  a zbwext:Descriptor, skos:Concept ;
  skos:narrowMatch gnd:4004448-8 ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:related <http://zbw.eu/stw/descriptor/13285-0> ;
  ns0:gvkppn "091349486" ;
  skos:inScheme <http://zbw.eu/stw> .

wd:Q3776350
  rdfs:label "bank guarantee"@en, "Bankgarantie"@de ;
  skos:prefLabel "bank guarantee"@en, "Bankgarantie"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/12236-4> .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .