@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix gnd: <https://d-nb.info/gnd/> .
@prefix wd: <http://www.wikidata.org/entity/> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix ns0: <http://purl.org/ontology/gbv/> .
@prefix zbwext: <http://zbw.eu/namespaces/zbw-extensions/> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://aims.fao.org/aos/agrovoc/c_6826>
  rdfs:label "savings"@en, "Ersparnis"@de ;
  skos:prefLabel "savings"@en, "Ersparnis"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/10020-2> .

skos:narrowMatch
  rdfs:subPropertyOf skos:narrower, skos:mappingRelation ;
  skos:definition "skos:narrowMatch is used to state a hierarchical mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has narrower match"@en .

<http://zbw.eu/stw/descriptor/10020-2>
  skos:relatedMatch gnd:4196820-7, <https://data.gesis.org/thesoz/concept_10042056>, gnd:4182107-5 ;
  rdfs:label "National saving"@en, "Sparverhalten"@de, "Ersparnis"@de, "Savings"@en, "Aggregate saving"@en, "Saving"@en, "Gesamtwirtschaftliches Sparen"@de, "National savings"@en, "Sparen"@de ;
  skos:exactMatch gnd:4056023-5, <http://eurovoc.europa.eu/834>, <http://aims.fao.org/aos/agrovoc/c_6826>, <https://data.gesis.org/thesoz/concept_10058660>, wd:Q319622, <http://dbpedia.org/resource/Saving> ;
  skos:altLabel "Gesamtwirtschaftliches Sparen"@de, "Aggregate saving"@en, "Saving"@en, "Sparverhalten"@de, "National saving"@en, "Ersparnis"@de, "National savings"@en ;
  dc:isPartOf <http://zbw.eu/stw> ;
  skos:narrowMatch gnd:4180199-4, gnd:4124211-7, gnd:4191197-0, gnd:4116554-8 ;
  ns0:gvkppn "091390680" ;
  skos:related <http://zbw.eu/stw/descriptor/13784-3>, <http://zbw.eu/stw/descriptor/11571-2>, <http://zbw.eu/stw/descriptor/10285-1>, <http://zbw.eu/stw/descriptor/12280-1> ;
  a zbwext:Descriptor, skos:Concept ;
  skos:closeMatch gnd:4117358-2 ;
  skos:prefLabel "Savings"@en, "Sparen"@de ;
  skos:inScheme <http://zbw.eu/stw> ;
  zbwext:useInsteadNote [
    rdfs:seeAlso <http://zbw.eu/stw/descriptor/13784-3> ;
    rdf:value "Für das Spargeschäft von Kreditinstituten"@de
  ] ;
  skos:broader <http://zbw.eu/stw/thsys/71112>, <http://zbw.eu/stw/thsys/70493> ;
  skos:narrower <http://zbw.eu/stw/descriptor/29678-1> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://zbw.eu/stw/descriptor/12280-1>
  rdfs:label "Securities investment"@en, "Geldanlage"@de, "Kapitalanlage"@de, "Finanzinvestition"@de, "Financial investment"@en, "Wertpapieranlage"@de ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/10020-2> ;
  skos:prefLabel "Financial investment"@en, "Kapitalanlage"@de .

gnd:4182107-5
  rdfs:label "Sparverein"@de, "Sparen / Verein"@de, "Sparvereine"@de ;
  skos:prefLabel "Sparverein"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/10020-2> .

<https://data.gesis.org/thesoz/concept_10058660>
  rdfs:label "saving behavior"@en, "savings promotion"@en, "Sparförderung"@de, "savings"@en, "Sparverhalten"@de, "Sparen"@de, "Spargewohnheit"@de, "saving habit"@en ;
  skos:prefLabel "savings"@en, "Sparen"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/10020-2> .

gnd:4056023-5
  rdfs:label "Sparen"@de ;
  skos:prefLabel "Sparen"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/10020-2> .

<http://eurovoc.europa.eu/834>
  rdfs:label "savings"@en, "Ersparnis"@de ;
  skos:prefLabel "savings"@en, "Ersparnis"@de ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/10020-2> .

gnd:4191197-0
  rdfs:label "Zwangssparen"@de ;
  skos:prefLabel "Zwangssparen"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/10020-2> .

gnd:4116554-8
  rdfs:label "Sparerverhalten"@de, "Sparverhalten"@de ;
  skos:prefLabel "Sparverhalten"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/10020-2> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://zbw.eu/stw/descriptor/10285-1>
  rdfs:label "Savings ratio"@en, "Savings function"@en, "Marginale Sparquote"@de, "Konsumquote"@de, "Sparquote"@de, "Sparfunktion"@de, "Savings rate"@en, "Propensity to save"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:prefLabel "Sparquote"@de, "Propensity to save"@en ;
  skos:related <http://zbw.eu/stw/descriptor/10020-2> .

gnd:4124211-7
  rdfs:label "Sondersparform"@de, "Sparen / Sonderform"@de ;
  skos:prefLabel "Sondersparform"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/10020-2> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

<http://zbw.eu/stw/descriptor/13784-3>
  rdfs:label "Deposit banking"@en, "Spargeschäft"@de, "Einlagengeschäft"@de, "Bank deposit"@en, "Depositengeschäft"@de, "Saving deposit"@en, "Deposit taking"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/10020-2> ;
  skos:prefLabel "Deposit banking"@en, "Einlagengeschäft"@de .

<http://zbw.eu/stw/thsys/71112>
  rdfs:label "V.03.02  Consumption, savings and wealth"@en, "Consumption, savings and wealth"@en, "V.03.02  Konsum, Sparen und Vermögen"@de, "Konsum, Sparen und Vermögen"@de ;
  skos:prefLabel "V.03.02  Konsum, Sparen und Vermögen"@de, "V.03.02  Consumption, savings and wealth"@en ;
  skos:narrower <http://zbw.eu/stw/descriptor/10020-2> ;
  a skos:Concept, zbwext:Thsys ;
  skos:notation "V.03.02" .

<http://zbw.eu/stw/descriptor/11571-2>
  skos:prefLabel "Saving incentives"@en, "Sparförderung"@de ;
  rdfs:label "Arbeitnehmersparzulage"@de, "Sparförderung"@de, "Vermögensbildungsförderung"@de, "Savings promotion"@en, "Saving incentives"@en, "Vermögensbildung der Arbeitnehmer"@de, "Savings program"@en, "Sparprämie"@de ;
  skos:related <http://zbw.eu/stw/descriptor/10020-2> ;
  a zbwext:Descriptor, skos:Concept .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/stw/thsys/70493>
  skos:narrower <http://zbw.eu/stw/descriptor/10020-2> ;
  rdfs:label "V.02.01  Household economics"@en, "Household economics"@en, "V.02.01  Haushaltsökonomik"@de, "Haushaltsökonomik"@de ;
  skos:prefLabel "V.02.01  Household economics"@en, "V.02.01  Haushaltsökonomik"@de ;
  skos:notation "V.02.01" ;
  a skos:Concept, zbwext:Thsys .

skos:exactMatch
  rdfs:subPropertyOf skos:closeMatch ;
  skos:definition "skos:exactMatch is used to link two concepts, indicating a high degree of confidence that the concepts can be used interchangeably across a wide range of information retrieval applications. skos:exactMatch is a transitive property, and is a sub-property of skos:closeMatch."@en ;
  rdfs:comment "skos:exactMatch is disjoint with each of the properties skos:broadMatch and skos:relatedMatch."@en ;
  rdfs:label "has exact match"@en .

wd:Q319622
  rdfs:label "Sparer"@de, "Ersparnis"@de, "Sparen"@de, "saving"@en, "Private Ersparnis"@de, "saving money"@en, "Öffentliche Ersparnis"@de, "Nationale Ersparnis"@de, "Gesamtwirtschaftliche Ersparnis"@de, "save money"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/10020-2> ;
  skos:prefLabel "Sparen"@de, "saving"@en .

<http://zbw.eu/stw/descriptor/29678-1>
  rdfs:label "Vorsichtssparen"@de, "Precautionary saving"@en, "Vorsorgesparen"@de, "Vorsichtskasse"@de ;
  skos:prefLabel "Vorsichtssparen"@de, "Precautionary saving"@en ;
  a zbwext:Descriptor, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/10020-2> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:relatedMatch
  rdfs:subPropertyOf skos:related, skos:mappingRelation ;
  skos:definition "skos:relatedMatch is used to state an associative mapping link between two conceptual resources in different concept schemes."@en ;
  rdfs:label "has related match"@en .

<https://data.gesis.org/thesoz/concept_10042056>
  rdfs:label "saving"@en, "Einsparung"@de ;
  skos:prefLabel "saving"@en, "Einsparung"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/10020-2> .

zbwext:Descriptor
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw>
  rdfs:label "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

zbwext:useInsteadNote
  rdfs:subPropertyOf skos:note ;
  skos:definition """For an aspect of the current concept use the 
    concept to which the note points instead of the current."""@en ;
  rdfs:comment """The note consists of a blank node. It contains 
    a rdfs:value literal which designates the aspect and a rdfs:seeAlso link to 
    the concept which should be used instead."""@en ;
  rdfs:label "useInsteadNote"@en .

gnd:4117358-2
  rdfs:label "Versicherungssparen"@de ;
  skos:prefLabel "Versicherungssparen"@de ;
  skos:closeMatch <http://zbw.eu/stw/descriptor/10020-2> .

gnd:4196820-7
  rdfs:label "Einsparung"@de, "Billigpreis"@de, "Niedrigpreis"@de, "Sparpreis"@de, "Ersparnis"@de ;
  skos:prefLabel "Ersparnis"@de ;
  skos:relatedMatch <http://zbw.eu/stw/descriptor/10020-2> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

skos:closeMatch
  rdfs:subPropertyOf skos:mappingRelation ;
  skos:definition "skos:closeMatch is used to link two concepts that are sufficiently similar that they can be used interchangeably in some information retrieval applications. In order to avoid the possibility of \"compound errors\" when combining mappings across more than two concept schemes, skos:closeMatch is not declared to be a transitive property."@en ;
  rdfs:label "has close match"@en .

gnd:4180199-4
  rdfs:label "Schulsparen"@de ;
  skos:prefLabel "Schulsparen"@de ;
  skos:broadMatch <http://zbw.eu/stw/descriptor/10020-2> .

<http://dbpedia.org/resource/Saving>
  rdfs:label "Sparen"@de, "Saving"@en ;
  skos:prefLabel "Sparen"@de, "Saving"@en ;
  skos:exactMatch <http://zbw.eu/stw/descriptor/10020-2> .

